PennyMac Financial Services, Inc.PFSINYSE
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Pre-Tax Margin Over TimeContracting
Percentile Rank7
3Y CAGR-22.1%
5Y CAGR-24.9%
Studio
Year-over-Year Change

Pre-tax income as a percentage of revenue

3Y CAGR
-22.1%/yr
vs +5.0%/yr prior
5Y CAGR
-24.9%/yr
Consistent
Acceleration
-27.1pp
Decelerating
Percentile
P7
Near historical low
vs 5Y Ago
0.2x
Contraction
Streak
1 yr
Consecutive declineContracting
PeriodValueYoY Change
TTM13.56%-46.1%
202425.16%+179.4%
20239.01%-68.6%
202228.66%-25.0%
202138.19%-32.6%
202056.69%+79.8%
201931.52%+33.9%
201823.54%-24.3%
201731.09%-17.7%
201637.78%-