HealthEquity, Inc.HQYNASDAQ
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Net Debt Over TimeElevated
Percentile Rank62
3Y CAGR-2.7%
5Y CAGR-1.8%
Studio
Year-over-Year Change

Total debt minus cash and cash equivalents

3Y CAGR
-2.7%/yr
Annual compound
5Y CAGR
-1.8%/yr
Consistent
Percentile
P62
Within normal range
vs 5Y Ago
0.9x
Contraction
Streak
1 yr
Consecutive declineElevated
PeriodValueYoY Change
2026$682.55M-16.0%
2025$812.57M+53.6%
2024$529.16M-28.5%
2023$740.22M-5.4%
2022$782.82M+4.9%
2021$746.17M-32.7%
2020$1.11B+406.9%
2019$-361.48M-81.2%
2018$-199.47M-42.5%
2017$-139.95M-