HQY
Earnings in 11 days · May 28, 2026 · After close
Signal
Leaning Bearish1
Price
1
Move-0.18%Quiet session
Volume
1
Volume0.9× avgNormal activity
Technical
1
RSIRSI 35Momentum negative
PRICE
Prev Close
82.32
Open
82.75
Day Range81.52 – 83.01
81.52
83.01
52W Range72.76 – 116.65
72.76
116.65
21% of range
VOLUME & SIZE
Avg Volume
923.4K
FUNDAMENTALS
P/E Ratio
33.4x
EPS (TTM)
Div Yield
No dividend
Beta
0.59
Low vol
Performance
1D
-0.18%
5D
-2.71%
1M
-2.79%
3M
+10.50%
6M
-19.26%
YTD
-10.30%
1Y
-16.35%
Best: 3M (+10.50%)Worst: 6M (-19.26%)
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +9% YoY · 70% gross margin
Valuation
EXPENSIVE
P/E 33x vs ~20x sector
Health
STRONG
CR 3.3 · FCF $5.10/sh
Bullish
Key MetricsTTM
Market Cap$6.94B
Revenue TTM$1.31B
Net Income TTM$215.20M
Free Cash Flow$439.07M
Gross Margin69.5%
Net Margin16.4%
Operating Margin24.6%
Return on Equity10.1%
Return on Assets6.3%
Debt / Equity0.48
Current Ratio3.27
EPS TTM$2.50

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
3 strong2 watch1 concern
55/100
Liquidity
3.27Strong
Leverage
0.48Strong
Coverage
5.6xStrong
ROE
10.1%Watch
ROIC
7.6%Concern
Cash
$319MWatch
ANALYST COVERAGE26 analysts
BUY
+33.9%upside to target
L $89.00
Med $110.00consensus
H $125.00
Strong Buy
14%
Buy
2492%
Sell
14%
25 Buy (96%)0 Hold (0%)1 Sell (4%)
Full report →
Stock Health
Composite Score
3 of 5 signals bullish
7/10
Technicals
RSI RangeRSI 35 — Bearish momentum
Volume
Volume FlowNeutral
~
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusBuy
LiquidityCurrent Ratio 3.27 — healthy liquidity
Upcoming Events
EEarnings Report · After CloseMay 18, 2026
Tomorrow
DEx-Dividend DateAug 14, 2026
In 89 days
PDividend PaymentAug 31, 2026
In 106 days
Technicals
Technical SetupBEARISH
Technicals →

Trend

PullbackGolden Cross · 50D leads 200D by 21.2%

-13.1% vs SMA 50 · +5.3% vs SMA 200

Momentum

RSI34.7
Momentum fading
MACD-4.02
Below zero — bearish pulse · compressing
Market Position
Price Levels
52W High
$116.7+42.0%
EMA 50
$91.47+11.3%
Current
$82.17
EMA 200
$78.10-4.9%
52W Low
$72.76-11.5%
52-Week RangeNear 52-week low
$72.7621th %ile$116.7
Squeeze SetupVolume-based
No Clear Setup

Volume distribution is neutral or leaning toward distribution. No compelling squeeze setup based on current money flow data.

20-Day Money Flow
Acc days:3
Dist days:3
Edge:Even
Volume Context
Avg Vol (50D)952K
Recent Vol (5D)
987K+4%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 12 analysts
Analyst revisions:EPS↓ Revised DownRevenue↓ Revised Down

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2024
$1.1B
$1.1B$1.1B
$1.22
±2%
High5
FY2025
$1.2B
$1.2B$1.2B
+8.6%$3.15+157.6%
±1%
High10
FY2026(current)
$1.3B
$1.3B$1.3B
+9.9%$3.96+25.4%
±1%
High12
Range confidence:Tight (high)ModerateWide (low)
🔥Beat 4 consecutive quarters
Earnings HistoryHQY
Last 8Q
+13.4%avg beat
Beat 7 of 8 quartersMissed 1 Estimates rising
+22%
Q2'24
+23%
Q3'24
+10%
Q4'24
-3%
Q1'25
+19%
Q2'25
+18%
Q3'25
+11%
Q4'25
+7%
Q1'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
Neutral — mixed activity
90d10
BMO CapitalMarket Perform → Outperform
Apr 9
UPGRADE
Goldman SachsNeutral → Sell
Jan 9
DOWNGRADE
Raymond JamesOutperform → Strong Buy
Mar 25
UPGRADE
BarclaysOutperform
Sep 21
UPGRADE
Goldman SachsNeutral
Oct 21
UPGRADE
Insider Activity
SEC Filings →
0 Buys/6 SellsNet Selling
Ladd DelanoEVP, General C…
$142K
Dec 19
SELL
Rosner ElimelechEVP, CHIEF TEC…
$1.0M
Dec 18
SELL
Wellborn Gayle Furg…Dir
$425K
Dec 12
SELL
Ladd DelanoEVP, General C…
$157K
Nov 20
SELL
Ladd DelanoEVP, General C…
$138K
Oct 20
SELL
Fiore Michael HenryEVP, CHIEF COM…
$157K
Oct 7
SELL
Financials

INSTITUTIONAL OWNERSHIP

1
BlackRock, Inc.
10.5M
2
WASATCH ADVISORS LP
7.2M
3
STATE STREET CORP
3.1M
4
MORGAN STANLEY
2.5M
5
GEODE CAPITAL MANAGEMENT, LLC
2.3M
6
AQR CAPITAL MANAGEMENT LLC
2.1M
7
WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC
1.7M
8
DIMENSIONAL FUND ADVISORS LP
1.6M
News & Activity

HQY News

About

healthequity is the nation’s oldest and largest dedicated health savings trustee. we help individuals and families build health savings, while empowering employers to spend less on benefits through innovative, integrated health care account administration and investment platforms, all backed by 24/7/365 service, personalized savings strategies and consumer education. healthequity partners–more than 14,000 employers and 60 national health plans–spend less on benefits and get more by leveraging healthequity’s acclaimed service and education. healthequity is an irs-approved nonbank hsa trustee. as of september 30, 2010, healthequity manages more than $640 million in health savings assets. and all healthequity-managed cash deposits are fdic-insured to the greatest extent allowed by law. founded by dr. stephen neeleman, a practicing trauma surgeon and author of the complete hsa guidebook, healthequity is based in salt lake city and has members and sales representatives nationwide. v

Industry
HMO Medical Centers
CEO
Jon Kessler
Brad BennionExecutive Vice President of Corporate Development & Strategy
Cheryl KingExecutive Vice President & Chief People Officer
Delano LaddExecutive Vice President, General Counsel & Secretary
PeersHealth Care(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
HQY
$82.17-0.18%$6.9B32.9+947.3%1638.5%1500
$66.13-5.07%$13.0B+12626.1%-14525.8%1500
$94.92-3.79%$12.6B+3288.2%-4239.0%1500
$523.69-3.00%$12.1B+43205.3%-3008.0%1500
$227.72-1.96%$11.7B+6554.5%-2868.8%1500
$57.90-0.86%$11.2B50.3+1459.3%147.7%1500
$76.67-3.79%$10.8B+2325815.3%-19.7%1500
Sector avg-2.66%41.6+341985.1%-3267.9%1500