Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Centermark Capital, LLC ("Stock Alarm Pro," "Company," "we," "us," or "our"), governing your access to and use of the website pro.stockalarm.io, the Stock Alarm mobile applications, and all related services (collectively, the "Service").

By creating an account, accessing the Service, or clicking "I Agree," you confirm that you are at least 18 years of age, have read and understood these Terms, and agree to be bound by them. If you are using the Service on behalf of a company or other legal entity, you represent that you have authority to bind that entity to these Terms.

If you do not agree to these Terms, do not access or use the Service.

Stock Alarm Pro is a financial market intelligence platform that provides:

• Real-time and delayed stock price data, alerts, and notifications
• Watchlist management and portfolio tracking tools
• Stock screener and filtering capabilities with fundamental and technical data
• Market intelligence reports, sector analysis, and ELO-based stock rankings
• Connecting your own AI assistant to your account data (your AI provider's own terms apply to it)
• Educational content about investing and market analysis

The Service is designed to provide information tools for individual investors and traders. All data, analysis, rankings, and content provided through the Service are for informational purposes only and do not constitute investment advice, financial advice, trading advice, or any other form of professional financial guidance.

THE SERVICE IS AN INFORMATION TOOL, NOT AN INVESTMENT ADVISOR OR BROKER-DEALER.

Stock Alarm Pro is not registered as an investment adviser under the Investment Advisers Act of 1940, is not a broker-dealer, and does not provide personalized investment recommendations. Nothing on the Service constitutes a solicitation to buy or sell any security.

You acknowledge and agree that:

• All data, screener results, AI-generated analysis, reports, rankings, and other content on the Service are for informational and educational purposes only.
• Investment decisions are made solely at your own risk. You are solely responsible for all investment decisions you make using information from the Service.
• Past performance of any security, strategy, or metric shown on the Service is not indicative of future results.
• Market data may be delayed, inaccurate, or incomplete. Do not rely on the Service as your sole source of information for investment decisions.
• You should consult a licensed, qualified financial advisor before making any investment decision.

Stock Alarm Pro does not guarantee the accuracy, completeness, timeliness, or reliability of any data or analysis provided through the Service.

You must be at least 18 years of age to use the Service. By using the Service, you represent and warrant that you meet this age requirement.

To access certain features, you must register for an account. When registering, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your account credentials and not share them with others
• Notify us immediately at support@stockalarm.io if you suspect unauthorized access to your account
• Accept responsibility for all activity that occurs under your account

We reserve the right to refuse registration or terminate accounts at our sole discretion, including for violation of these Terms or for any other reason.

Free and Paid Plans. Stock Alarm Pro offers both free and paid subscription tiers. Paid features require an active paid subscription. We reserve the right to change the features included in any tier at any time with reasonable notice.

Billing and Auto-Renewal. Paid subscriptions are billed on a recurring basis (monthly or annually, as selected at checkout). Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date. By subscribing, you authorize us to charge your payment method on a recurring basis.

Price Changes. We reserve the right to change subscription prices. We will provide at least 30 days' notice of price increases to existing subscribers. Your continued use of the Service after a price change takes effect constitutes acceptance of the new pricing.

Payment Processing. All payments are processed by Stripe, Inc. Your payment card information is transmitted directly to Stripe and is subject to Stripe's terms and privacy policy. We do not store full payment card numbers.

Cancellation. You may cancel your subscription at any time through your account settings or by contacting support@stockalarm.io. Cancellation takes effect at the end of the current billing period; you will retain access to paid features through that date.

Refunds. All subscription fees are non-refundable, except where required by applicable law. We may offer refunds in exceptional circumstances at our sole discretion. Contact support@stockalarm.io within 7 days of a charge if you believe a billing error occurred.

Taxes. You are responsible for all applicable taxes associated with your subscription. Prices displayed do not include applicable taxes unless stated otherwise.

You agree to use the Service only for lawful purposes and in a manner consistent with these Terms. You agree not to:

• Access, scrape, or collect data from the Service using automated means (bots, crawlers, scrapers) without our express written permission
• Reverse engineer, decompile, or attempt to extract source code from any part of the Service
• Reproduce, redistribute, resell, or sublicense the Service or any data obtained from it without our permission
• Use the Service for any illegal purpose or in violation of any applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Service, its servers, or any data not intended for you
• Interfere with or disrupt the integrity or performance of the Service
• Introduce malicious code, viruses, or other harmful software into the Service
• Use the Service to transmit spam, phishing attempts, or other unsolicited communications
• Impersonate any person or entity or misrepresent your affiliation with any person or entity

Violation of these restrictions may result in immediate termination of your account without refund.

Data Sources. Market data displayed on the Service is obtained from third-party providers, including Financial Modeling Prep (FMP) and DataBeast. This data is provided "as is" without warranty of accuracy, completeness, or timeliness.

Data Delays. Real-time quotes are available during U.S. market hours. Data may be delayed, interrupted, or unavailable at times due to market conditions, provider limitations, or technical issues beyond our control.

No Warranty on Data Accuracy. Stock prices, fundamentals, earnings data, analyst ratings, and other financial data may contain errors or be delayed. You should independently verify any data before relying on it for investment decisions.

Third-Party Links. The Service may contain links to third-party websites or resources. We do not control these resources and are not responsible for their content, accuracy, or availability.

Our Property. The Service, including its software, design, algorithms (including the ELO strength rating system), screener logic, reports, educational content, and all other content created by Stock Alarm Pro, is owned by Centermark Capital, LLC and protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from our content without our express written permission.

Your Content. You retain ownership of any data you input into the Service (such as watchlists, alert configurations, and notes). By inputting this data, you grant us a limited license to use it to provide the Service to you. We do not use your personal configuration data for any other purpose.

Feedback. If you submit feedback, suggestions, or ideas about the Service, you grant us an irrevocable, worldwide, royalty-free license to use and incorporate that feedback without compensation or attribution.

**Service "As Is."** THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED, ERROR-FREE OPERATION.

No Guarantee of Availability. We do not guarantee that the Service will be available at all times, free of errors, or that alerts will be delivered without delay. Alert delivery depends on multiple factors including market data provider uptime, mobile device connectivity, and push notification service availability.

Limitation of Liability. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, STOCK ALARM, LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY:

• Investment losses or missed trading opportunities resulting from use of, or inability to use, the Service
• Inaccurate, delayed, or missing market data or alerts
• Decisions made based on information from the Service
• Indirect, incidental, special, consequential, punitive, or exemplary damages

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow exclusion of implied warranties or limitation of liability for consequential damages. In those jurisdictions, our liability is limited to the greatest extent permitted by law.

You agree to indemnify, defend, and hold harmless Centermark Capital, LLC and its officers, directors, employees, agents, and licensors from any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your use of the Service in violation of these Terms
• Your violation of any applicable law or regulation
• Any investment decision you make based on information from the Service
• Any content you submit to the Service
• Any infringement of third-party rights by your use of the Service

By You. You may close your account at any time by contacting support@stockalarm.io. Closing your account cancels any active subscription at the end of the current billing period.

By Us. We reserve the right to suspend or terminate your account, with or without notice, for any of the following reasons: violation of these Terms, fraudulent activity, conduct we determine to be harmful to other users or to the Service, or for any other reason at our sole discretion. If we terminate your account due to your violation of these Terms, you will not be entitled to a refund.

Effect of Termination. Upon termination, your right to access the Service ceases immediately. Sections of these Terms that by their nature should survive termination (including intellectual property, disclaimers, limitation of liability, indemnification, and dispute resolution) will survive.

Governing Law. These Terms are governed by the laws of the State of Delaware, without regard to its conflict of law provisions.

Informal Resolution. Before filing any formal legal claim, you agree to contact us at support@stockalarm.io and provide a written description of the dispute. We will attempt to resolve the dispute informally within 30 days.

Arbitration. If the dispute is not resolved informally, it shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration shall be conducted in English, and the arbitrator's decision shall be final and binding. You and we agree to arbitrate disputes individually and waive the right to participate in class actions.

Exceptions. Either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent imminent harm, protect intellectual property rights, or collect fees owed.

Time Limit. Any claim arising under these Terms must be brought within one year after the cause of action arises, or it is permanently barred.

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify you by email or in-app notice at least 14 days before the changes take effect.

Your continued use of the Service after the effective date of revised Terms constitutes acceptance of the changes. If you do not agree with revised Terms, you must stop using the Service and cancel your subscription before the effective date.

Entire Agreement. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Centermark Capital, LLC regarding the Service and supersede all prior agreements.

Severability. If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.

Waiver. Our failure to enforce any right or provision of these Terms will not constitute a waiver of that right or provision.

Assignment. You may not assign your rights under these Terms without our prior written consent. We may assign these Terms to a successor in connection with a merger, acquisition, or sale of assets.

Contact. For questions about these Terms, contact us at support@stockalarm.io, or write to us at Centermark Capital, LLC, 1440 West Taylor Street, Suite 1782, Chicago, IL 60607.