Advisor Suite

Performance summary, Sharpe / Sortino / Calmar, factor exposure (SPY · TLT · USD · Gold · Oil), drawdown analysis, performance attribution, risk-return scatter.

Run the full risk analytics suite on any 1–5 symbols, equal-weighted, no saved portfolio required.

Named historical shocks — 2008 GFC, 2020 COVID, 2022 rate shock, dot-com — applied to portfolio with worst-case auto-detection.

5/25/50/75/95 percentile fan, probability of ruin, plus Trinity-study sustainable withdrawal calculator with confidence-band table.

Quantify the long-term cost of advisor fees. Compounding chart shows that a 1% annual fee typically eats ~25% of wealth over 30 years.

Monte Carlo simulation comparing dollar-cost averaging vs lump-sum deployment. Win rates, percentile bands, variance reduction.

Concentration alerts + quality score, 9-cell style box, sector tilt vs S&P 500, weighted fundamentals, ETF overlap matrix, 12-month income calendar.

Print-ready advisor PDF — performance, sector tilt, holdings quality decomposition, income calendar, branded cover. Cmd+P export.

Drift analysis with visual bars, equal-weight + market-cap quick strategies, BUY/SELL trade tickets, tax impact estimate.

Combine taxable + IRA + Roth + 401(k) into a single household view. Cross-account holdings merged for true concentration analysis.

Model a hypothetical BUY or SELL and see instant before/after on health score, concentration, sector tilt, asset allocation, and 8 other metrics.

Markowitz mean-variance optimization across any 2-10 holdings. Long-only frontier, min-variance and tangency portfolios, capital market line.

Treasury or CD ladder construction with year-by-year cashflow. Editable yield curve, spend vs roll comparison, weighted YTM and lifetime income.

Normalized return, rolling correlation matrix, Sharpe, Alpha, Beta vs 18 benchmarks across 6 windows.

Up to 6 securities side-by-side with sector-relative percentile rank pills (Top X% / Above median / Bottom X%) on every metric.

Project portfolio growth with monthly contributions across Bear / Base / Bull return scenarios. One-click prefill from your saved portfolio value.

Per-position ST/LT classification, wash-sale detection (±30 days), split tax savings, sector-equivalent substitutes.

Quantify the breakeven of converting Traditional IRA → Roth. Net benefit analysis with sensitivity to future tax rate.

IRS Uniform Lifetime Table calculator with multi-year RMD trajectory projection. SECURE Act 2.0 age 73 threshold.

Compare conventional, Roth-first, and proportional drawdown strategies across taxable / traditional / Roth. RMD-aware, multi-decade projection of taxes paid and final wealth.

Claim 62 vs FRA vs 70. Lifetime PV across life expectancies, breakeven age, COLA-aware projection. SSA reduction and delayed-credit math.

Quantify the lump-sum vs guaranteed-income trade-off. Breakeven age, life-expectancy sensitivity, COLA and survivor benefit modeling.

Compare paying medical from HSA vs investing and reimbursing decades later. Quantifies the most powerful tax shelter in the US tax code.

Project a 529 plan through enrollment with tuition inflation. Funding gap, state tax deduction, suggested contribution to fully fund the goal.

Synthesizes Social Security + pension + RMDs + portfolio withdrawals into a single year-by-year retirement cashflow with stacked income chart.

Real-time P&L, sector allocation, concentration, top contributors, holdings drill-down.