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The housing market can't be fixed with rate cuts alone. New mortgage policies could unlock demand - and create new winners.
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The housing market can't be fixed with rate cuts alone. New mortgage policies could unlock demand - and create new winners.

NMI Holdings is well-positioned for growth, with higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.

Capital Fund Management S.A. purchased a new stake in shares of NMI Holdings Inc (NASDAQ: NMIH) in the second quarter, according to its most recent disclosure with the Securities and Exchange Commission. The firm purchased 30,758 shares of the financial services provider's stock, valued at approximately $1,298,000. Several other hedge funds and other

NMI Holdings (NMIH) reported earnings 30 days ago. What's next for the stock?

NMI Holdings is well-positioned for growth, with higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.

Aviva PLC trimmed its holdings in shares of NMI Holdings Inc (NASDAQ: NMIH) by 30.8% during the second quarter, according to its most recent Form 13F filing with the SEC. The firm owned 11,954 shares of the financial services provider's stock after selling 5,326 shares during the period. Aviva PLC's holdings in NMI

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NMI Holdings is rated a "Hold" as shares offer market-like upside of ~8%, below the threshold for a "Buy." NMIH continues to deliver strong results with disciplined underwriting, high persistency, and stable portfolio yields despite a challenging housing market. The company has a smaller, newer policy book, making it more sensitive to home price changes, but it maintains low loss ratios and robust reserves.

NMIH's Q3 results reflect higher premiums earned, improved net investment income, as well as consistent growth in the high-quality insured portfolio.

While the top- and bottom-line numbers for NMI Holdings (NMIH) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

NMI Holdings, Inc. ( NMIH ) Q3 2025 Earnings Call November 4, 2025 5:00 PM EST Company Participants John Swenson - Vice President of Investor Relations & Treasury Bradley Shuster - Executive Chairman Adam Pollitzer - President, CEO & Director Aurora Swithenbank - Executive VP & CFO Conference Call Participants Terry Ma - Barclays Bank PLC, Research Division Bose George - Keefe, Bruyette, & Woods, Inc., Research Division Mark Hughes - Truist Securities, Inc., Research Division A.J. Denham - JPMorgan Chase & Co, Research Division Conversation Operator Good afternoon, and welcome to the NMI Holdings, Inc. Third Quarter 2025 Earnings Conference Call.

NMI Holdings (NMIH) came out with quarterly earnings of $1.21 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $1.15 per share a year ago.

EMERYVILLE, Calif., Nov. 04, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $96.0 million, or $1.22 per diluted share, for the third quarter ended September 30, 2025, compared to $96.2 million, or $1.21 per diluted share, for the second quarter ended June 30, 2025 and $92.8 million, or $1.15 per diluted share, for the third quarter ended September 30, 2024.

EMERYVILLE, Calif. , Oct. 13, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. , (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will report results for its third quarter ended September 30, 2025 after the market close on Tuesday, November 4, 2025.

NMI Holdings (NMIH) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.

NMIH benefits from housing strength and disciplined growth, but rising claims, competition and debt test its resilience.

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NMIH aims to capture long-term value through strong execution and market demand, but rising claims and debt pose challenges ahead.

NMI Holdings (NMIH) reported earnings 30 days ago. What's next for the stock?

NMIH is significantly undervalued, trading at a 13% earnings yield—triple the S&P 500—and offers a 40% upside to fair value. The company operates in a niche, low-volatility sector, with strong credit protections, conservative underwriting, and substantial reinsurance coverage. NMIH's risk of widespread mortgage defaults is mitigated by strong housing fundamentals: low vacancy rates, high home equity, and excellent credit quality.