Sapiens International Corporation N.V.SPNSNASDAQ
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Debt to Equity Over TimeCompressed
Percentile Rank50
3Y CAGR-28.6%
5Y CAGR-24.4%
Studio
Year-over-Year Change

Debt-to-equity ratio

3Y CAGR
-28.6%/yr
vs -1.6%/yr prior
5Y CAGR
-24.4%/yr
Recent deceleration
Acceleration
-27.0pp
Decelerating
Percentile
P50
Within normal range
vs 5Y Ago
0.2x
Contraction
Streak
5 yr
Consecutive declineCompressed
PeriodValueYoY Change
20240.13-31.7%
20230.19-33.1%
20220.29-20.2%
20210.36-21.4%
20200.46-13.8%
20190.54+38.9%
20180.39-0.5%
20170.39+411.7%
20160.08+5.9%
20150.07-