seekingalpha.com
StoneCo Q4 Earnings: The Problem That No One Saw In The Company's Results (Rating Downgrade)
I am downgrading StoneCo from buy to hold after weak Q4 results and disappointing guidance. STNE's pricing strategy drove revenue growth but led to zero card growth and increased churn, risking future market share and profitability. Margins declined as rising costs outpaced revenues; 2026–2027 gross profit guidance is below market expectations, justifying a depressed 7x earnings multiple.
