Credit Acceptance CorporationCACCNASDAQ
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Net Debt Over TimeElevated
Percentile Rank100
3Y CAGR+11.9%
5Y CAGR+4.5%
Studio
Year-over-Year Change

Total debt minus cash and cash equivalents

3Y CAGR
+11.9%/yr
vs +2.4%/yr prior
5Y CAGR
+4.5%/yr
Recent acceleration
Acceleration
+9.5pp
Accelerating
Percentile
P100
Near historical high
vs 5Y Ago
1.2x
Modest growth
Streak
3 yr
Consecutive growthElevated
PeriodValueYoY Change
2025$5.85B+6.3%
2024$5.51B+19.8%
2023$4.60B+10.2%
2022$4.17B-9.2%
2021$4.60B-2.0%
2020$4.69B+7.7%
2019$4.35B+14.7%
2018$3.80B+23.9%
2017$3.06B+18.3%
2016$2.59B-