30-Year Mortgage Rate
30-Year Fixed Mortgage Rate — Historical Chart
6.69%
▼ 0.45% YoYAug 2026
All-Time High
18.63%
All-Time Low
2.65%
Data Since
1971
Source: FRED / Freddie MacShaded = NBER recessions
The average US 30-year fixed mortgage rate (Freddie Mac Primary Mortgage Market Survey). This directly impacts housing affordability and real estate demand. Peaked near 18% in 1981, fell to sub-3% in 2020–2021, then surged above 7% in 2022–2023.