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Banco Bilbao Vizcaya Argentaria, S.A. is a multinational financial services company headquartered in Bilbao, Spain, with operational offices in Madrid. Founded in 1857 as Banco de Bilbao, it emerged from mergers including Banco de Vizcaya in 1988 and Argentaria in 1999, forming one of Europe's largest banks by asset size, with €772 billion in assets as of December 2024. The institution provides a broad range of services, including retail and corporate banking, consumer finance, asset management, insurance, pensions, leasing, factoring, and brokerage, delivered through digital platforms and over 5,900 branches worldwide. BBVA maintains strong leadership in Spain, dominates the Mexican market as the largest bank, and holds significant positions in South America, Turkey via Garanti BBVA, Portugal, Italy, Romania, Germany, and the U.S. Sunbelt region. Emphasizing customer-centric innovation, it pursues digital transformation, cryptocurrency services under EU MiCA regulations, and sustainable finance aligned with ESG principles to foster inclusive growth. In 2025, BBVA achieved a record €10.5 billion net profit, serving 77.2 million customers across more than 25 countries with 125,916 employees. As Spain's second-largest bank, it plays a pivotal role in global finance, blending traditional banking with emerging opportunities.