Citizens & Northern CorporationCZNCNASDAQ
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Cash & Equivalents Over TimeContracting
Percentile Rank50
3Y CAGR-5.8%
5Y CAGR-14.7%
Studio
Year-over-Year Change

Cash on hand plus short-term liquid investments

3Y CAGR
-5.8%/yr
vs +10.1%/yr prior
5Y CAGR
-14.7%/yr
Recent acceleration
Acceleration
-15.9pp
Decelerating
Percentile
P50
Within normal range
vs 5Y Ago
0.5x
Contraction
Streak
1 yr
Consecutive declineContracting
PeriodValueYoY Change
2025$46.06M-63.5%
2024$126.17M+121.8%
2023$56.88M+3.3%
2022$55.05M-47.5%
2021$104.95M+3.0%
2020$101.86M+189.4%
2019$35.20M-6.1%
2018$37.49M-6.9%
2017$40.24M+25.3%
2016$32.11M-