Primerica, Inc. ( PRI ) Q3 2025 Earnings Call November 6, 2025 10:00 AM EST Company Participants Nicole Russell - Senior Vice President of Investor Relations Glenn Williams - CEO & Director Tracy Tan - Executive VP & CFO Conference Call Participants Joel Hurwitz - Dowling & Partners Securities, LLC Francis Matten - BMO Capital Markets Equity Research Ryan Krueger - Keefe, Bruyette, & Woods, Inc., Research Division Wilma Jackson Burdis - Raymond James & Associates, Inc., Research Division John Barnidge - Piper Sandler & Co., Research Division Daniel Bergman - TD Cowen, Research Division Mark Hughes - Truist Securities, Inc., Research Division Suneet Kamath - Jefferies LLC, Research Division Presentation Operator Greetings, and welcome to the Primerica Third Quarter 2025 Earnings Call. [Operator Instructions] As a reminder, this conference is being recorded.