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versabank (tsx:vb), a technology based and digital canadian schedule i chartered bank, operates using an “electronic branchless model”. it sources deposits, consumer loans, commercial loans and leases electronically. the bank also makes residential development and commercial mortgages it sources through a well-established network of brokers and direct contact with its lending staff. headquartered in london, ontario, the bank was granted its schedule i license under the bank act (canada) on august 1, 2002, prior to which the bank had operated as a provincially licensed trust company since 1979.
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