Aviva (AVVIY)

Wednesday

1:46 PM

ThesisAviva: the story is balanced — Solvency II capital ratio movements and capital generation targets (typically 160-180% coverage ratio)

Revenue Outlook

Metric	FY2025	FY2026E	FY2027E
Revenue	$57.4B	$58.7B	$62.2B
Rev. Growth	+153%	+2.3%	+5.9%
EPS	$0.54	$1.52	$1.81
EPS Growth	+17.4%	+181%	+19.0%
P/E (fwd)	35.1×	12.5×	10.5×

★ Analysts see FY2027 revenue reaching $62.2B — +5.9% growth in a single year.

01Solvency II capital ratio movements and capital generation targets (typically 160-180% coverage ratio)
02Combined ratio performance in general insurance, particularly UK motor and home lines
03UK gilt yield movements affecting both investment income and liability discount rates
04Dividend sustainability and capital return announcements (share buybacks, special dividends)
05M&A activity or portfolio rationalization (asset sales, market exits)
06Catastrophe loss events impacting quarterly underwriting results
07Life insurance premiums and investment contract fees (estimated 50-55% of operating profit)
08General insurance premiums across personal lines, commercial lines, and health (estimated 30-35% of operating profit)

FY2025 Snapshot

value/dividend - Aviva trades at 0.6x sales and 2.5x book value with 35% FCF yield…
High sensitivity with complex dynamics.
Watch on earnings: UK 10-year gilt yield (primary liability discount rate and investment benchmark), Solvency II coverage ratio and quarterly capital generation, UK motor insurance pricing index and claims frequency trends.

Aviva: the story is balanced — solvency ii capital ratio movements and capital generation targets (typically 160-180% coverage ratio).

Auto-composed from Stock Alarm intelligence, financial statements, and analyst estimates. Not investment advice.

Filter and sort all 500 stocks

Continuous multi-factor scoring & catalyst forensics

Today's biggest gainers and losers