Citizens & Northern CorporationCZNCNASDAQ
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ROE: Returns DecliningContracting
Percentile Rank7
3Y CAGR-13.7%
5Y CAGR+1.3%
Year-over-Year Change
Return on equity
3Y CAGR
-13.7%/yr
vs -1.1%/yr prior
5Y CAGR
+1.3%/yr
Recent deceleration
Acceleration
-12.6pp
Decelerating
Percentile
P7
Near historical low
vs 5Y Ago
1.1x
Modest growth
Streak
1 yr
Consecutive declineContracting
| Period | Value | YoY Change |
|---|---|---|
| 2025 | 6.86% | -27.3% |
| 2024 | 9.43% | +2.5% |
| 2023 | 9.20% | -13.8% |
| 2022 | 10.68% | +5.3% |
| 2021 | 10.14% | +58.1% |
| 2020 | 6.41% | -19.6% |
| 2019 | 7.98% | -28.5% |
| 2018 | 11.15% | +56.5% |
| 2017 | 7.13% | -15.9% |
| 2016 | 8.47% | - |