Intercorp Financial Services Inc.IFSNYSE

Revenue (LTM)

$9.2B

+4.3% YoY

Net Income (LTM)

$1.8B

+40.1% YoY

Free Cash Flow

$3.1B

Revenue CAGR (5Y)

+8.7%

Marginsdeclining

FCFTurned positive

Profitable

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Revenue	6,295	7,418↑17.8%	8,791↑18.5%	8,857↑0.7%	9,239↑4.3%
Gross Profit	4,925	5,050↑2.5%	4,336↓14.1%	4,803↑10.8%	6,030↑25.5%
Operating Income	2,392	2,166↓9.4%	1,346↓37.8%	1,646↑22.2%	2,332↑41.7%
Net Income	1,790	1,668↓6.8%	1,073↓35.7%	1,300↑21.2%	1,822↑40.1%
EBITDA	2,671	2,502↓6.3%	1,725↓31.0%	2,059↑19.3%	2,749↑33.5%
EPS Diluted	15.51	14.39↓7.2%	9.33↓35.2%	11.38↑22.0%	16.31↑43.3%

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Cash & Equivalents	17,134	13,004↓24.1%	9,599↓26.2%	12,197↑27.1%	11,983↓1.8%
Total Current Assets	39,291	34,513↓12.2%	36,792↑6.6%	3,364↓90.9%	13,116↑289.9%
Total Assets	89,955	87,482↓2.7%	89,625↑2.4%	95,504↑6.6%	99,089↑3.8%
Total Current Liabilities	59,631	49,585↓16.8%	50,675↑2.2%	55,981↑10.5%	6,352↓88.7%
Total Liabilities	81,220	78,056↓3.9%	79,617↑2.0%	84,525↑6.2%	86,668↑2.5%
Total Equity	8,685	9,372↑7.9%	9,950↑6.2%	10,915↑9.7%	12,347↑13.1%
Total Debt	10,220	10,475↑2.5%	10,875↑3.8%	11,818↑8.7%	12,776↑8.1%
Net Debt	-6,914	-2,529↑63.4%	1,276↑150.5%	-379↓129.7%	793↑309.2%

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Operating Cash Flow	1,346	-1,012↓175.2%	2,875↑384.1%	-1,778↓161.8%	3,344↑288.1%
Capital Expenditure	-258	-362↓40.5%	-428↓18.1%	-105↑75.5%	-284↓171.3%
Free Cash Flow	1,088	-1,374↓226.3%	2,447↑278.1%	-1,882↓176.9%	3,060↑262.5%
Stock-Based Comp	0	0	0	0	0
Net Change in Cash	-1,730	-3,709↓114.4%	-3,634↑2.0%	2,903↑179.9%	0

Values in millions except EPS · Ratios shown as percentages · Click any metric to drill down

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