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Intrum AB (publ) is a leading European provider of credit management services, operating in over 20 markets across Europe and internationally through its subsidiaries. Founded in 1923 and headquartered in Stockholm, Sweden, the company delivers comprehensive solutions to optimize credit processes and manage debt for businesses and individuals. Its core offerings include credit optimization services such as monitoring, decision-making, factoring, and information provision; debt collection through surveillance and purchase; payment services like reminders, guarantees, and VAT handling; e-commerce credit and collection; accounts receivable management covering invoicing, booking, due date monitoring, and reminders; as well as financing and portfolio investment services. Intrum AB (publ) supports improved cash flows, long-term profitability, and sustainable payment practices, serving diverse sectors including financial services and consumer credit. With approximately 9,376 employees and leadership under CEO Andres Rubio, it plays a pivotal role in the credit management industry, though it filed for Chapter 11 reorganization in the U.S. in November 2024.