Hoist Finance AB (publ) is a Swedish credit market company and asset manager specializing in non-performing loans (NPLs). For over 25 years, it has invested in and managed debt portfolios acquired from international banks and financial institutions across Europe, operating in 13 countries with approximately 1,100 employees. The company develops sustainable repayment plans for consumers and small to medium-sized enterprises (SMEs) in debt, transforming non-performing debt into performing assets through amicable arrangements. Regulated by the Swedish Financial Supervisory Authority, Hoist Finance benefits from a strong funding profile via retail deposits in multiple countries, sound capitalization, and high liquidity, as reflected in its Moody's Baa3 long-term rating. Headquartered in Stockholm, it plays a key role in the European debt purchasing niche by supporting banks in offloading NPLs, promoting financial stability, and aiding debt resolution while generating revenue from unsecured and secured loan collections in markets like Italy, Poland, Spain, and Germany.