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The Toronto-Dominion Bank is a Canadian multinational banking and financial services institution headquartered in Toronto, Ontario. It operates today as a universal bank serving retail, commercial, wealth, insurance, and wholesale clients in Canada, the United States, and select international markets. The bank’s core activities span Canadian personal and commercial banking under TD Canada Trust, U.S. retail banking along the East Coast through TD Bank, as well as business banking, auto finance, and a broad suite of everyday financial products such as deposits, lending, credit cards, and cash management services. The Toronto-Dominion Bank also provides wealth management and insurance solutions, including advisory services, direct investing platforms, and protection products for individuals and businesses. Through its wholesale banking arm, principally TD Securities and TD Cowen, it delivers corporate and investment banking, capital markets, and global transaction services to corporate, government, and institutional clients worldwide. Founded in 1855 and headquartered in Toronto, Canada, The Toronto-Dominion Bank is recognized today as one of North America’s largest and most diversified financial institutions by assets and customer base.