How do I set a price alert for OCFC?

To set a OCFC price alert on Stock Alarm Pro, navigate to the OCFC quote page, select "Set Alert," choose your trigger type (price target, % move, RSI level, MACD, or volume breakout), and set your delivery channel. Stock Alarm Pro supports instant push notifications, SMS, and automated phone call alerts.

Can I get phone call alerts for OCFC?

Yes. Stock Alarm Pro provides real-time automated phone call alerts for OCFC. Phone call alerts ensure you are immediately awakened or interrupted during critical volatility events, overnight earnings moves, or strict stop-loss levels when silent push notifications might be overlooked.

What types of alerts can I set for OCFC?

Stock Alarm Pro supports over 125 trigger types for OCFC: price target alerts (above/below target), intraday percentage moves, RSI overbought/oversold levels, 50-day and 200-day moving average crossovers (golden cross / death cross), relative volume (RVOL) spikes, confirmed earnings date releases, and SEC Form-4 insider transaction filings.

How quickly will I be notified about OCFC price changes?

OCFC alerts are evaluated continuously in real-time against live market telemetry. Notifications are dispatched within sub-second latency via push notifications, SMS, or phone calls as soon as your trigger condition is met across regular, pre-market, and after-hours trading sessions.

Is Stock Alarm Pro free to use for OCFC alerts?

Yes, Stock Alarm Pro offers a free tier that includes 3 active price alerts for OCFC and other stocks. Full Pro membership is $20/month or $168/year with a 7-day free trial, unlocking unlimited alerts, phone call delivery, SMS, all 125+ technical indicators, institutional screeners, and real-time market telemetry across web, iOS, and Android.

OceanFirst Financial Corp.(OCFC)

$17.10—

WatchlistAsk SA Chart

OceanFirst Financial Corp.(OCFC)

NASDAQ

$17.10—

WatchlistAsk SA Chart Studio

OCFC(OCFC)

OCFC

9/28/26

OceanFirst Financial (OCFC)

Monday

8:32 AM

ThesisOceanFirst Financial: the risks are mounting — Commercial real estate structural challenges - office vacancy rates in New Jersey/New York remain elevated post-pandemic…

Revenue Outlook

Metric	FY2025	FY2026E	FY2027E
Revenue	$656M	$596M	$753M
Rev. Growth	-4.7%	-9.0%	+26.3%
EPS	$1.17	$1.77	$2.29
EPS Growth	-29.1%	+51.4%	+29.2%
P/E (fwd)	14.6×	9.7×	7.5×

★ Analysts see FY2027 revenue reaching $753M — +26.3% growth in a single year.

What Could Go Wrong

01Commercial real estate structural challenges - office vacancy rates in New Jersey/New York remain elevated post-pandemic, with potential for significant loan losses if property values decline materially
02Digital banking disruption - fintech competitors and national banks with superior technology platforms eroding deposit franchise and pricing power in core markets
03Regulatory capital requirements - Basel III endgame rules and stress testing requirements may constrain growth and capital return flexibility for regional banks
04Intense deposit competition from larger regional banks (PNC, M&T Bank, TD Bank) and national players in the New York metro market, limiting ability to control funding costs
05Loan pricing pressure from non-bank lenders and larger banks with lower cost of capital, compressing net interest margins on new originations
06CRE concentration risk - commercial real estate loans likely represent 40-50% of total loan portfolio, creating vulnerability to property market downturns
07Unrealized losses on securities portfolio - held-to-maturity securities purchased at lower rates create tangible book value pressure if rates remain elevated
08Deposit stability risk - potential for deposit flight to higher-yielding alternatives if rate environment shifts or customer confidence weakens

FY2025 Snapshot

Revenue: $656M
Rev. Growth: -4.7%
Gross Margin: 54.5%
Op. Margin: 14.1%
Net Margin: 10.8%
Net Income: $71M
NI Growth: -29.1%
EPS: $1.17
1Y Return: -0.8%

OCFC Chart

My Notes

value - The 0.7x price-to-book ratio attracts deep value investors betting on mean reversion, potential M&A takeout premium…
High sensitivity with complex dynamics.
Watch on earnings: Federal Funds Rate and Fed policy trajectory - directly impacts net interest margin and loan demand, 10-year Treasury yield and yield curve slope - affects mortgage banking income and securities portfolio valuation, New York/New Jersey office vacancy rates and commercial property price indices - leading indicators for CRE loan quality.

One Sentence Summary:

The bear case: commercial real estate structural challenges - office vacancy rates in new jersey/new york remain elevated post-pandemic.

Auto-composed from Stock Alarm intelligence, financial statements, and analyst estimates. Not investment advice.

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Metric

FY2025

FY2026E

FY2027E

P/E (fwd)

14.6×

9.7×

7.5×

What Could Go Wrong

01Commercial real estate structural challenges - office vacancy rates in New Jersey/New York remain elevated post-pandemic, with potential for significant loan losses if property values decline materially

02Digital banking disruption - fintech competitors and national banks with superior technology platforms eroding deposit franchise and pricing power in core markets

03Regulatory capital requirements - Basel III endgame rules and stress testing requirements may constrain growth and capital return flexibility for regional banks

04Intense deposit competition from larger regional banks (PNC, M&T Bank, TD Bank) and national players in the New York metro market, limiting ability to control funding costs

05Loan pricing pressure from non-bank lenders and larger banks with lower cost of capital, compressing net interest margins on new originations

06CRE concentration risk - commercial real estate loans likely represent 40-50% of total loan portfolio, creating vulnerability to property market downturns

07Unrealized losses on securities portfolio - held-to-maturity securities purchased at lower rates create tangible book value pressure if rates remain elevated

08Deposit stability risk - potential for deposit flight to higher-yielding alternatives if rate environment shifts or customer confidence weakens

My Notes

value - The 0.7x price-to-book ratio attracts deep value investors betting on mean reversion, potential M&A takeout premium…

High sensitivity with complex dynamics.

Watch on earnings: Federal Funds Rate and Fed policy trajectory - directly impacts net interest margin and loan demand, 10-year Treasury yield and yield curve slope - affects mortgage banking income and securities portfolio valuation, New York/New Jersey office vacancy rates and commercial property price indices - leading indicators for CRE loan quality.