Stocks breaking to new annual highs
S&P 500 oversold value screener
Relative strength momentum leaders
Upcoming earnings dates & reports
Filter and sort all 500 stocks
Continuous multi-factor scoring & catalyst forensics
Today's biggest gainers and losers
Old National Bancorp operates as a regional bank primarily in the Midwest, providing a range of financial services including commercial and retail banking, wealth management, and mortgage services. Its competitive position is bolstered by a strong local presence in Indiana and Illinois, and a focus on personalized customer service.
Old National generates revenue primarily through net interest income from loans and deposits, benefiting from a diversified loan portfolio that includes commercial, residential, and consumer loans. The bank also earns non-interest income from fees on services such as wealth management and mortgage banking, leveraging its regional footprint to maintain customer loyalty.
Changes in the Federal Funds Rate impacting net interest margins
Growth in loan origination volumes, particularly in commercial lending
Trends in consumer sentiment affecting retail banking demand
Credit quality metrics, particularly non-performing loans
Regulatory changes affecting capital requirements and lending practices
Technological disruption from fintech companies impacting traditional banking models
Increased competition from larger banks and non-bank financial institutions
Pressure on margins from low-cost digital banking platforms
Moderate debt levels with a debt/equity ratio of 0.98, which could impact financial flexibility
Liquidity risks in a rising interest rate environment affecting deposit flows
moderate - As a regional bank, Old National's performance is linked to local economic conditions, consumer spending, and business investment, which are influenced by GDP growth.
Rising interest rates generally enhance net interest margins, allowing Old National to earn more from its loan portfolio relative to the cost of deposits, thus improving profitability.
moderate - While the bank is exposed to credit conditions, it maintains a diversified loan portfolio that mitigates risks associated with any single sector.
value - Investors may be attracted to Old National for its stable dividend yield and potential for capital appreciation as interest rates rise.
low - The stock has historically shown lower volatility compared to the broader market, making it appealing for conservative investors.
