OptimumBank Holdings, Inc.OPHCNASDAQ

Revenue (LTM)

$71M

+10.7% YoY

Net Income (LTM)

$17M

+26.9% YoY

Free Cash Flow

$17M

Revenue CAGR (5Y)

+59.0%

Marginsdeclining

FCF$0.0B

Profitable

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Revenue	12	23↑93.2%	39↑71.8%	64↑63.8%	71↑10.7%
Gross Profit	10	15↑58.6%	23↑50.8%	37↑60.4%	47↑27.6%
Operating Income	3	5↑75.7%	8↑56.8%	18↑108.5%	22↑25.8%
Net Income	6	4↓36.1%	6↑56.2%	13↑108.9%	17↑26.9%
EBITDA	3	6↑76.8%	9↑51.3%	18↑102.2%	23↑26.5%
EPS Diluted	1.61	0.68↓57.8%	0.87↑27.9%	1.33↑52.9%	1.36↑2.3%

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Cash & Equivalents	59	72↑21.8%	77↑6.7%	94↑22.1%	9↓90.0%
Total Current Assets	94	98↑4.3%	103↑5.2%	120↑15.7%	38↓68.1%
Total Assets	352	585↑66.3%	791↑35.2%	933↑17.9%	1,112↑19.2%
Total Current Liabilities	310	518↑66.8%	702↑35.5%	822↑17.2%	3↓99.7%
Total Liabilities	313	523↑66.8%	721↑38.0%	830↑15.0%	990↑19.3%
Total Equity	39	63↑62.5%	70↑11.9%	103↑47.4%	122↑18.1%
Total Debt	38	22↓41.3%	126↑469.4%	103↓18.6%	53↓48.7%
Net Debt	-21	-50↓134.3%	50↑199.8%	9↓81.6%	43↑374.6%

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Operating Cash Flow	4	10↑175.3%	7↓33.6%	16↑126.8%	18↑14.3%
Capital Expenditure	-0	-0↑15.5%	-1↓107.5%	-1↓47.9%	-1↑9.3%
Free Cash Flow	3	10↑196.8%	6↓38.1%	15↑135.2%	17↑15.9%
Stock-Based Comp	0	0↑86.9%	0↑31.7%	0↓0.0%	1↑78.6%
Net Change in Cash	4	13↑196.4%	5↓62.5%	17↑251.5%	21↑23.4%

Values in millions except EPS · Ratios shown as percentages · Click any metric to drill down

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