Stellar Bancorp, Inc.STELNYSE
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Income Quality Over TimeContracting
Percentile Rank0
3Y CAGR-23.7%
5Y CAGR-6.8%
Year-over-Year Change

Quality of reported income

3Y CAGR
-23.7%/yr
vs +19.4%/yr prior
5Y CAGR
-6.8%/yr
Recent deceleration
Acceleration
-43.1pp
Decelerating
Percentile
P0
Near historical low
vs 5Y Ago
0.7x
Contraction
Streak
3 yr
Consecutive declineContracting
PeriodValueYoY Change
20250.94-18.2%
20241.15-10.5%
20231.29-39.2%
20222.12+61.1%
20211.32-1.8%
20201.34+20.8%
20191.11+6.5%
20181.04-19.2%
20171.29-2.6%
20161.32-