TFSL
Next earnings: Jul 29, 2026
Signal
Leaning Bullish1
Price
1
Move-0.07%Quiet session
Volume
1
Volume1.1× avgNormal activity
Technical
1
RSIRSI 59Momentum positive
PRICE
Prev Close
15.04
Open
15.03
Day Range14.93 – 15.43
14.93
15.43
52W Range12.54 – 15.43
12.54
15.43
86% of range
VOLUME & SIZE
Avg Volume
755.2K
FUNDAMENTALS
P/E Ratio
45.5x
Premium valuation
EPS (TTM)
Div Yield
0.08%
Beta
0.61
Low vol
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +5% YoY · 41% gross margin
Valuation
EXPENSIVE
P/E 46x vs ~20x sector
Health
WEAK
CR 0.0 (low) · FCF $0.30/sh
Neutral
Key MetricsTTM
Market Cap$4.22B
Revenue TTM$814.39M
Net Income TTM$93.03M
Free Cash Flow$83.14M
Gross Margin41.1%
Net Margin11.4%
Operating Margin14.5%
Return on Equity4.9%
Return on Assets0.5%
Debt / Equity2.67
Current Ratio0.00
EPS TTM$0.33

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 strong5 concern
15/100
Liquidity
0.00Concern
Leverage
2.67Concern
Coverage
0.2xConcern
ROE
4.9%Concern
ROIC
16.0%Strong
Cash
$429MConcern
ANALYST COVERAGE4 analysts
HOLD
-0.2%downside to target
Buy
125%
Hold
375%
1 Buy (25%)3 Hold (75%)0 Sell (0%)
Full report →
Stock Health
Composite Score
1 of 4 signals bullish
4/10
Technicals
RSI RangeRSI 59 — Bullish momentum
Fundamentals
Last EarningsMissed estimates
Analyst ConsensusHold
~
LiquidityCurrent Ratio 0.00 — liquidity risk

1 signal unavailable — limited data for this stock

Upcoming Events
EEarnings Report · Before OpenMay 5, 2026
Tomorrow
DEx-Dividend DateAug 2, 2026
In 90 days
Technicals
Technical SetupBULLISH
Technicals →

Trend

UptrendGolden Cross · 50D leads 200D by 4.4%

+5.6% vs SMA 50 · +10.2% vs SMA 200

Momentum

RSI58.8
Positive momentum, not extended
MACD-0.09
Below zero — bearish pulse · expanding
Market Position
Price Levels
52W High
$15.43+2.7%
Current
$15.03
EMA 50
$14.00-6.8%
EMA 200
$13.65-9.2%
52W Low
$12.54-16.6%
52-Week RangeNear 52-week high
$12.5486th %ile$15.43
Earnings & Analysts

ANALYST ESTIMATES

Consensus of 1 analyst
Analyst revisions:EPS↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$304.1M
$303.6M$304.6M
$0.28
±0%
Low1
FY2024
$299.8M
$299.3M$300.2M
-1.4%$0.27-2.6%
±0%
Low1
FY2025
$320.3M
$319.9M$320.8M
+6.9%$0.31+14.8%
±0%
Low1
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryTFSL
Last 8Q
+6.4%avg beat
Beat 3 of 8 quartersMissed 1 Estimates rising
+17%
Q3'24
Q4'24
+33%
Q1'25
Q2'25
Q3'25
+12%
Q4'25
-11%
Q1'26
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Insider Activity
SEC Filings →
1 Buy/5 SellsNet Selling
Asher Anthony JDir
$67K
Mar 12
BUY
Stefanski Gavin BChief Experien…
$105K
Feb 20
SELL
Stefanski Marc ADir
$15K
Feb 13
SELL
Stefanski Marc ADir
$557K
Feb 17
SELL
Stefanski Marc ADir
$107K
Feb 12
SELL
Stefanski Marc ADir
$105
Feb 11
SELL
Financials
Dividends7.52% yield
3 yrs of payments
Annual Yield7.52%
Quarterly Div.$0.2825
Est. Annual / Share$1.13
FrequencyQuarterly
Q2'24
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
Nuveen, LLC
167K
2
Sage Investment Counsel LLC
117K
3
Vision Capital Management, Inc.
80K
4
Skopos Labs, Inc.
53K
5
SIGNATURE ESTATE & INVESTMENT ADVISORS LLC
49K
6
Frank, Rimerman Advisors LLC
47K
7
Sequoia Financial Advisors, LLC
45K
8
SG Americas Securities, LLC
39K
News & Activity

TFSL News

20 articles · 4h ago

About

TFS Financial Corporation , a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries and had total consolidated assets of $14.6 billion at September 30, 2020. The principal line of business of TFS Financial Corporation and its subsidiaries (collectively, TFS Financial or the Company) is retail consumer banking, including mortgage lending, deposit gathering, and other insignificant financial services. On September 30, 2020, approximately 81% of the Holding Company's outstanding shares were owned by a federally chartered mutual holding company, Third Federal Savings and Loan Association of Cleveland, MHC (Third Federal Savings, MHC). The thrift subsidiary of TFS Financial is Third Federal Savings and Loan Association of Cleveland (the Association).

Industry
Savings Institutions
Andrew James RubinoVP & COO
Marc A. StefanskiChairman, President & Chief Executive Officer
Timothy W. MulhernVice President & Chief Innovation Officer of Third Federal Savings and Loan Association of Cleveland