Tryg A/S (OTCPK:TGVSF) Q3 2025 Earnings Call October 10, 2025 4:00 AM EDT Company Participants Gianandrea Roberti - Investor Relations Officer Johan Brammer - Group CEO & Member of Executive Board Mikael Karrsten - Group Chief Technical Officer & Member of Executive Board Allan Thaysen - CFO & Member of Executive Board Conference Call Participants Martin Birk - SEB, Research Division Qian Lu - UBS Investment Bank, Research Division Nadia Claressa - JPMorgan Chase & Co, Research Division Derald Goh - Jefferies LLC, Research Division Asbjørn Mørk - Danske Bank A/S, Research Division Mathias Nielsen - Nordea Markets, Research Division Vinit Malhotra - Mediobanca - Banca di credito finanziario S.p.A., Research Division Youdish Chicooree - Bernstein Autonomous LLP Daniel Wilson-Omordia - Morgan Stanley, Research Division Presentation Gianandrea Roberti Investor Relations Officer Good morning, everybody.