Ameris Bancorp (NYSE:ABCB ) Q3 2025 Earnings Call October 28, 2025 9:00 AM EDT Company Participants Nicole Stokes - Corporate Executive VP & CFO H. Proctor - Vice Chairman & CEO Douglas Strange - Corporate EVP & Chief Credit Officer Conference Call Participants David Feaster - Raymond James & Associates, Inc., Research Division Catherine Mealor - Keefe, Bruyette, & Woods, Inc., Research Division Russell Elliott Gunther - Stephens Inc., Research Division Stephen Scouten - Piper Sandler & Co., Research Division Presentation Operator Good day, and welcome to the Ameris Bancorp Third Quarter Conference Call.