BFST
Next earnings: Jul 27, 2026
Signal
Leaning Bullish1
Price
1
Move+0.44%Quiet session
Volume
1
Volume0.7× avgNormal activity
Technical
1
RSIRSI 54Momentum positive
PRICE
Prev Close
27.38
Open
27.40
Day Range27.12 – 27.72
27.12
27.72
52W Range22.52 – 30.32
22.52
30.32
64% of range
VOLUME & SIZE
Avg Volume
189.4K
FUNDAMENTALS
P/E Ratio
9.8x
Value territory
EPS (TTM)
Div Yield
0.02%
Beta
0.67
Low vol
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +9% YoY · 62% gross margin
Valuation
CHEAP
P/E 10x vs ~20x sector
Health
STRONG
CR 29.1 · FCF $2.66/sh
Strong Buy
Key MetricsTTM
Market Cap$899.04M
Revenue TTM$520.18M
Net Income TTM$90.88M
Free Cash Flow$86.83M
Gross Margin61.7%
Net Margin17.5%
Operating Margin22.5%
Return on Equity10.1%
Return on Assets1.0%
Debt / Equity0.39
Current Ratio29.08
EPS TTM$2.79

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
2 strong1 watch3 concern
41/100
Liquidity
29.08Strong
Leverage
0.39Strong
Coverage
0.6xConcern
ROE
10.1%Watch
ROIC
1.0%Concern
Cash
$411MConcern
ANALYST COVERAGE4 analysts
BUY
+20.0%upside to target
L $31.00
Med $33.00consensus
H $33.00
Buy
4100%
4 Buy (100%)0 Hold (0%)0 Sell (0%)
Full report →
Stock Health
Composite Score
5 of 5 signals bullish
10/10
Technicals
RSI RangeRSI 54 — Bullish momentum
Volume
Volume FlowAccumulation — institutional buying
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusBuy
LiquidityCurrent Ratio 29.08 — healthy liquidity
Upcoming Events
EEarnings Report · Before OpenMay 5, 2026
Tomorrow
DEx-Dividend DateAug 2, 2026
In 90 days
Technicals
Technical SetupBEARISH
Technicals →

Trend

PullbackGolden Cross · 50D leads 200D by 7.8%

-0.8% vs SMA 50 · +7.0% vs SMA 200

Momentum

RSI53.8
Neutral territory
MACD-0.25
Below zero — bearish pulse · expanding
Market Position
Price Levels
52W High
$30.32+10.3%
Current
$27.50
EMA 50
$27.14-1.3%
EMA 200
$25.80-6.2%
52W Low
$22.52-18.1%
52-Week RangeMid-range
$22.5264th %ile$30.32
Squeeze SetupVolume-based
Moderate Squeeze Setup

Accumulation pattern present — more buying days than selling over the past 20 sessions. Volume conditions support gradual price improvement.

20-Day Money Flow
Acc days:5
Dist days:2
Edge:+3 acc
Volume Context
Avg Vol (50D)101K
Recent Vol (5D)
77K-24%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 4 analysts
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$247.8M
$245.7M$249.0M
$2.45
±1%
Low1
FY2024
$268.1M
$268.0M$268.1M
+8.2%$2.30-6.2%
±0%
Moderate3
FY2025
$318.2M
$315.6M$319.7M
+18.7%$2.74+19.4%
±1%
Moderate4
Range confidence:Tight (high)ModerateWide (low)
🔥Beat 8 consecutive quarters
Earnings HistoryBFST
Last 8Q
+13.4%avg beat
Beat 8 of 8 quarters Estimates rising
+25%
Q3'24
+19%
Q4'24
+35%
Q1'25
+7%
Q2'25
+2%
Q3'25
+4%
Q4'25
+10%
Q1'26
+6%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
No recent activity
Raymond JamesOutperform
Dec 19
UPGRADE
Raymond JamesMarket Perform → Outperform
Jul 28
UPGRADE
Raymond JamesOutperform → Market Perform
Jan 5
DOWNGRADE
Insider Activity
SEC Filings →
1 Buy/5 SellsNet Selling
Cummings George W. …Dir
$304K
Mar 4
SELL
Cummings George W. …Dir
$6K
Mar 2
SELL
Cummings George W. …Dir
$269K
Mar 3
SELL
Cummings George W. …Dir
$560K
Feb 25
SELL
Mccollister Rolfe H…Dir
$4K
Feb 10
BUY
Folse Mark P.Dir
$153K
Feb 9
SELL
Financials
Dividends2.11% yield
+4.0% avg annual growth
Annual Yield2.11%
Quarterly Div.$0.1500
Est. Annual / Share$0.60
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
Polaris Capital Management, LLC
82K
2
HSBC HOLDINGS PLC
60K
3
Nuveen, LLC
60K
4
Kestra Advisory Services, LLC
47K
5
Montz Harcus Wealth Management LLC
41K
6
Meriwether Wealth & Planning, LLC
38K
7
TEACHER RETIREMENT SYSTEM OF TEXAS
29K
8
Robertson Stephens Wealth Management, LLC
25K
News & Activity

BFST News

20 articles · 4h ago

About

business first bank provides personal and commercial banking, treasury management, and wealth solutions services to help our clients succeed, whatever their mission. our mission is to be the financial institution of choice for enterprises, their owners and employees. we help our clients reach their potential by delivering an empowered staff of talented employees armed with the best banking solutions. that’s part of the reason we were proud to be honored as one of american banker magazine’s top 40 banks to work for in 2014. we bank for the individual, the small business, the doers, the go-getters, and the ones who just get it done. let us help you “go get it”!

Industry
Monetary Authorities-Central Bank
CEO
David Melville
Norman Jerome Vascocu Jr.President of b1BANK
Keith MansfieldExecutive Vice President & Chief Operating Officer
Philip JordanExecutive Vice President & Chief Banking Officer
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
BFST
$27.50+0.00%$899M1500
$312.47-0.24%$842.7B14.8+330.7%2039.3%1502
$328.03-0.55%$628.8B28.2+1134.0%5014.5%1498
$495.46-1.48%$438.6B28.4+1641.6%4564.7%1488
$53.24-0.41%$382.1B12.2-45.1%1592.6%1501
$190.18-0.22%$302.0B16.4+1147.7%1466.4%1516
$923.71-0.01%$274.1B15.5-138.4%1373.0%1515
Sector avg-0.42%19.3+678.4%2675.1%1503