BMA
Earnings in 10 days · May 27, 2026 · After close
Signal
Bearish Setup2
Price
1
Move-1.37%Negative session
Volume
1
Volume0.4× avgLight volume
Technical
1
RSIRSI 39Momentum negative
PRICE
Prev Close
71.78
Open
71.00
Day Range69.86 – 71.29
69.86
71.29
52W Range38.30 – 106.15
38.30
106.15
48% of range
VOLUME & SIZE
Avg Volume
350.6K
FUNDAMENTALS
P/E Ratio
21.8x
EPS (TTM)
Div Yield
0.06%
Beta
0.84
Market-like
Performance
1D
-1.37%
5D
-3.67%
1M
-13.28%
3M
-16.68%
6M
-14.54%
YTD
-21.47%
1Y
-23.43%
Worst: 1Y (-23.43%)
Quick Read
TrendInsufficient MA data
Momentum
NEUTRAL
rev -19% · 58% gross margin
Valuation
FAIR
P/E 22x vs ~20x sector
Health
STRONG
CR 40.1 · FCF $2431.65/sh
Bullish
Key MetricsTTM
Market Cap$6.64T
Revenue TTM$5.75T
Net Income TTM$276.16B
Free Cash Flow-$1.90T
Gross Margin57.8%
Net Margin4.8%
Operating Margin8.6%
Return on Equity5.8%
Return on Assets1.2%
Debt / Equity0.29
Current Ratio40.09
EPS TTM$430.12
Alpha SignalsFull Analysis →
What Moves This Stock

Argentine Central Bank reference rate changes and monetary policy shifts (directly impacts net interest margins)

Peso devaluation expectations and FX volatility (affects dollar-denominated ADR valuation and balance sheet translation)

Sovereign credit events and government bond restructuring risk (bank holds material ARS-denominated sovereign debt)

Inflation trajectory and real interest rate dynamics (determines loan demand and deposit beta)

Macro Sensitivity
Economic Cycle

high - Loan demand and credit quality are directly tied to Argentine GDP growth, agricultural commodity prices (soybeans, wheat, corn exports), and provincial economic activity. Consumer lending volumes correlate with real wage growth and employment trends. Economic contractions rapidly increase NPLs given limited borrower financial buffers.

Interest Rates

Argentine Central Bank reference rate is primary driver of NIM. Rising rates typically expand margins as loan repricing occurs faster than deposit costs (positive asset sensitivity), but extreme rate hikes can compress demand and increase credit losses. US Federal Funds rate affects ADR valuation through emerging market risk premium and dollar funding costs.

Key Risks

Argentine sovereign default or debt restructuring risk creating mark-to-market losses on government securities portfolio and potential deposit flight

Chronic hyperinflation (40%+ annually) eroding real capital base and requiring continuous equity raises to maintain regulatory ratios

Political instability and policy unpredictability affecting banking regulations, capital controls, and foreign exchange access

Investor Profile

value/opportunistic - Attracts emerging market specialists and distressed/event-driven investors willing to accept Argentine country risk for potential asymmetric returns during stabilization periods. Low 1.4x P/S and 1.7x P/B suggest deep value positioning. Not suitable for risk-averse or ESG-focused mandates given sovereign exposure.

Watch on Earnings
Argentine Central Bank reference rate (BCRA Leliq rate) and monetary policy announcementsUSD/ARS official and parallel exchange rates (brecha cambiaria spread)Argentine CPI inflation rate and inflation expectations surveysSoybean and wheat futures prices (CBOT) as proxy for agribusiness sector health
Health Radar
2 strong1 watch3 concern
45/100
Liquidity
40.09Strong
Leverage
0.29Strong
Coverage
0.3xConcern
ROE
5.8%Concern
ROIC
1.2%Concern
Cash
$3.6TWatch
ANALYST COVERAGE12 analysts
HOLD
+51.8%upside to target
L $85.00
Med $107.50consensus
H $130.00
Buy
650%
Hold
433%
Sell
217%
6 Buy (50%)4 Hold (33%)2 Sell (17%)
Full report →
Stock Health
Composite Score
3 of 5 signals bullish
8/10
Technicals
RSI RangeRSI 39 — Bearish momentum
Volume
Volume FlowAccumulation — institutional buying
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusHold
~
LiquidityCurrent Ratio 40.09 — healthy liquidity
Upcoming Events
EEarnings ReportMay 18, 2026
Tomorrow
DEx-Dividend DateAug 14, 2026
In 89 days
PDividend PaymentAug 20, 2026
In 95 days
Technicals
Technical SetupBEARISH
Technicals →

Trend

PullbackGolden Cross · 50D leads 200D by 26.7%

-12.6% vs SMA 50 · +10.7% vs SMA 200

Momentum

RSI39.4
Momentum fading
MACD-2.53
Below zero — bearish pulse · expanding
Market Position
Price Levels
52W High
$106.2+49.9%
EMA 50
$76.98+8.7%
Current
$70.80
EMA 200
$64.03-9.6%
52W Low
$38.30-45.9%
52-Week RangeMid-range
$38.3048th %ile$106.2
Squeeze SetupVolume-based
Moderate Squeeze Setup

Accumulation pattern present — more buying days than selling over the past 20 sessions. Volume conditions support gradual price improvement.

20-Day Money Flow
Acc days:3
Dist days:4
Edge:+1 dist
Volume Context
Avg Vol (50D)333K
Recent Vol (5D)
171K-49%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 6 analysts
Analyst revisions:EPS↓ Revised DownRevenue↓ Revised Down

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2025
$4.3T
$3.1T$5.2T
$5354.31
±22%
High6
FY2026(current)
$5.4T
$3.9T$6.5T
+26.4%$8711.11+62.7%
±1%
High6
FY2027
$6.5T
$4.7T$7.8T
+19.7%$15210.54+74.6%
±20%
High6
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryBMA
Last 8Q
-22.4%avg beat
Beat 3 of 8 quartersMissed 5 Estimates falling
+130%
Q2'24
-369%
Q3'24
-32%
Q4'24
+269%
Q2'25
-61%
Q2'25
-2%
Q3'25
-158%
Q4'25
+43%
Q1'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
* Negative EPS shown at reduced height
Analyst Activity
All ratings →
Mild positive momentum
30d10
90d10
HSBCHold → Buy
May 4
UPGRADE
HSBCBuy → Hold
Dec 12
DOWNGRADE
CitigroupNeutral → Buy
Nov 3
UPGRADE
Itau BBAMarket Perform → Outperform
Oct 27
UPGRADE
HSBCBuy
Oct 1
UPGRADE
CitigroupNeutral
Sep 10
DOWNGRADE
Morgan StanleyOverweight
Dec 16
UPGRADE
Bank of America Sec…Neutral
Aug 8
UPGRADE
CitigroupNeutral
Jun 7
DOWNGRADE
Financials
Dividends5.53% yield
+40.5% avg annual growth
Annual Yield5.53%
Monthly Div.$0.5529
Est. Annual / Share$6.64
FrequencyMonthly
Q4'25
Q4'25
Q4'25
Q1'26
Q1'26
Q1'26
Q2'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
BlackRock, Inc.
753K
2
PointState Capital LP
710K
3
SAMLYN CAPITAL, LLC
547K
4
Turim 21 Investimentos Ltda.
529K
5
MORGAN STANLEY
485K
6
TT International Asset Management LTD
480K
7
Cape Ann Asset Management Ltd
471K
8
MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.
416K
News & Activity

BMA News

About

Banco Macro is the second largest domestically-owned private bank in Argentina, and the sixth-largest by deposits and lending.

Industry
Monetary Authorities-Central Bank
CEO
Gustavo Alejandro Manriquez
Country
Argentina
Peers(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
BMA
$70.80-1.37%$4.5B24.6-1004.3%580.0%1500
$404.35-3.20%$2.1T30.5+3296.8%4510.0%1500
$132.58-6.05%$307.9B20.7-44.8%1012.0%1500
$88.38-2.58%$303.7B13.6+318.8%1510.7%1500
$148.08-1.13%$282.6B21.0+597.3%2564.4%1500
$181.58-1.83%$281.6B26.9+862.9%1745.9%1500
$183.40-0.23%$256.1B16.8+213.3%1482.4%1500
Sector avg-2.34%22.0+605.7%1915.0%1500