Top analyst reveals when SanDisk stock will hit $1,700
At the start of May, the ascending memory giant SanDisk (NASDAQ: SNDK) received an important stock p…
finbold.com
CCB(CCB)
CCB
Next earnings: Jul 29, 2026 · Before open
Signal
Mixed1↑1↓
PRICE
Prev Close
76.39
Open
75.80
Day Range73.35 – 78.00
73.35
78.00
52W Range70.72 – 120.05
70.72
120.05
6% of range
VOLUME & SIZE
Avg Volume
166.9K
FUNDAMENTALS
P/E Ratio
22.9x
EPS (TTM)
—
Div Yield
No dividend
Beta
0.84
Market-like
Performance
1D
-3.61%5D
-10.94%1M
-6.44%3M
-17.08%6M
-29.27%YTD↓
-35.74%1Y
-7.99%Worst: YTD (-35.74%)
Quick Read
Trend—Insufficient MA data
Momentum
BULLISH
revenue +7% YoY · 49% gross marginValuation
FAIR
P/E 23x vs ~20x sectorHealth
STRONG
CR 783.5 · FCF $16.28/shStrong Buy
Key MetricsTTM
Market Cap$1.12B
Revenue TTM$600.35M
Net Income TTM$49.28M
Free Cash Flow$246.15M
Gross Margin48.8%
Net Margin8.2%
Operating Margin10.7%
Return on Equity10.2%
Return on Assets0.9%
Debt / Equity0.10
Current Ratio783.46
EPS TTM$3.26
Alpha SignalsFull Analysis →
What Moves This Stock
Net interest margin expansion or compression driven by Federal Reserve policy and deposit pricing competition
Loan portfolio growth rates in commercial real estate and C&I segments, particularly in King and Pierce Counties
Credit quality metrics including non-performing asset ratios and provision expense relative to loan growth
Deposit growth and cost of funds, especially non-interest bearing deposits as % of total deposits
Macro Sensitivity
Economic Cycle
high - Regional banks are highly sensitive to local economic conditions. Coastal's concentration in the Puget Sound region ties performance to Seattle-area employment (tech sector, Boeing, healthcare), commercial real estate activity, and housing market dynamics. Loan demand, credit quality, and deposit flows all correlate strongly with regional GDP growth and business confidence.
Interest Rates
Net interest margin expands when short-term rates rise faster than deposit costs, benefiting from asset-sensitive balance sheet positioning typical of community banks. However, inverted yield curves compress margins on new loan originations. Rising long-term rates can reduce mortgage refinancing activity and slow residential loan growth. The current rate environment as of February 2026 significantly impacts profitability through both funding costs and loan yields.
Key Risks
Concentration risk in Pacific Northwest geography exposes bank to regional economic shocks, particularly tech sector layoffs or Boeing production issues
Commercial real estate portfolio vulnerability to office space devaluation and remote work trends reducing demand for Class B/C properties
Regulatory burden and compliance costs disproportionately impact sub-$5B asset banks, limiting profitability versus larger regional competitors
Investor Profile
value - The stock trades at 2.7x book value with 10% ROE, attracting value investors seeking regional bank exposure with potential for multiple expansion as profitability improves. The 19% FCF yield appeals to investors focused on capital return potential through buybacks or dividends. Recent 15-17% drawdowns over 3-6 months suggest opportunistic entry points for patient capital.
Watch on Earnings
Federal Funds Rate and trajectory of Fed policy relative to deposit beta (% of rate changes passed to depositors)10-Year Treasury yield and 2-10 year spread as indicators of loan pricing environment and yield curve positioningSeattle-Tacoma MSA employment growth and office vacancy rates as leading indicators of CRE credit quality30-year mortgage rates impact on residential loan origination volumes and refinancing activity
Health Radar
2 strong1 watch3 concern
40/100Liquidity
783.46Strong
Leverage
0.10Strong
Coverage
0.5xConcern
ROE
10.2%Watch
ROIC
1.3%Concern
Cash
$34MConcern
ANALYST COVERAGE4 analysts
BUY
▲ +79.9%upside to target
L $110.00
Med $132.50consensus
H $155.00Stock Health
Composite Score
4 of 5 signals bullish
8/10
Technicals
●
✓RSI RangeRSI 54 — Bullish momentum
Volume
●
✓Volume FlowLean Accumulation
Fundamentals
●
✗Last EarningsMissed estimates
●
✓Analyst ConsensusBuy
●
✓LiquidityCurrent Ratio 783.46 — healthy liquidity
Upcoming Events
EEarnings ReportMay 6, 2026
Tomorrow
DEx-Dividend DateAug 3, 2026
In 90 days
PDividend PaymentAug 20, 2026
In 107 days
FinancialsFull statements →
Technicals
Technical SetupBEARISH
Technicals →Trend
▼ DowntrendGolden Cross · 50D leads 200D by 15.5%
-31.5% vs SMA 50 · -20.9% vs SMA 200
Momentum
RSI54.2Neutral territory
MACD-2.26Below zero — bearish pulse · compressing
Market Position
Price Levels
52W High
$120.0+63.0%
EMA 50
$108.5+47.3%
EMA 200
$93.04+26.3%
Current
$73.64
52W Low
$70.72-4.0%
52-Week RangeNear 52-week low
$70.726th %ile$120.0
Squeeze SetupVolume-based
Moderate Squeeze SetupAccumulation pattern present — more buying days than selling over the past 20 sessions. Volume conditions support gradual price improvement.
20-Day Money Flow
Acc days:9
Dist days:4
Edge:+5 acc
Volume Context
Avg Vol (50D)109K
Recent Vol (5D)
92K-16%
Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.
Earnings & Analysts
ANALYST ESTIMATES
Consensus of 3 analysts
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up
Analyst consensus estimates · Actuals replace estimates as reported
| Year | Revenue Est. | Rev Gth | EPS Est. | EPS Gth | Range | Analysts |
|---|---|---|---|---|---|---|
FY2023 | $271.7M $250.3M–$284.4M | — | $2.83 | — | ±8% | Low1 |
FY2024 | $592.7M $546.0M–$620.5M | ▲ +118.2% | $3.29 | ▲ +16.6% | ±3% | Moderate3 |
FY2025 | $511.6M $471.3M–$535.5M | ▼ -13.7% | $3.24 | ▼ -1.6% | ±0% | Moderate3 |
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryCCB
Last 8Q
-15.0%avg beat
Beat 3 of 8 quartersMissed 5↑ Estimates rising-34%
Q2'24
+5%
Q3'24
+2%
Q4'24
-25%
Q2'25
-15%
Q3'25
+1%
Q4'25
-29%
Q1'26
-24%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Insider Activity
SEC Filings →0 Buys/6 SellsNet Selling
NET SELLERS$0 bought · $232K sold · 30d window
Hamilton Brian TDir
$232K
May 1
SELL
Hamilton Brian TDir
$11K
Mar 3
SELL
Hamilton Brian TDir
$4K
Feb 6
SELL
Hamilton Brian TDir
$15K
Feb 4
SELL
Edwards Joel GCFO
$145K
Jan 26
SELL
Sprink Eric MDir
$960K
Jan 21
SELL
Financials
INSTITUTIONAL OWNERSHIP
1
EMERALD ADVISERS, LLC
221K▲2
EMERALD MUTUAL FUND ADVISERS TRUST
157K▲3
JCSD Capital, LLC
140K▲4
PEREGRINE CAPITAL MANAGEMENT LLC
140K▼5
Advisors Capital Management, LLC
130K▲6
Nuveen, LLC
36K▼7
ENVESTNET ASSET MANAGEMENT INC
32K▼8
John W. Rosenthal Capital Management, Inc.
29K—News & Activity
CCB News
20 articles · 4h ago
Grab Credits AI Investments For 23% Jump in Driver Earnings
pymnts.com
CWH Legal Alert: Camping World Hit with Securities Fraud Class Action Over Inventory Management Issues and Corresponding 24% Stock Drop
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DRVN Legal Alert: Driven Brands Hit with Securities Fraud Class Action Over Financial Restatements and Corresponding 39% Stock Drop
prnewswire.com
MEDP Legal Alert: Medpace Hit with Securities Fraud Class Action Over Cancellation Rates and Corresponding 16% Stock Drop
prnewswire.com
RMAX Legal Alert: RE/MAX Holdings Hit with Investigation Over $13.80 Merger Announcement
prnewswire.com
Microsoft: A Generational Compounding Opportunity At 21x P/E
seekingalpha.com
Record Quarterly Lease Rent Revenue Reported in Willis Lease Finance Corporation's First Quarter 2026 Financial Results
globenewswire.com
Graphic Packaging Holding Company Reports First Quarter 2026 Financial Results
prnewswire.com
Embecta Corp. Reports Second Quarter Fiscal 2026 Financial Results
globenewswire.com
Westlake Corporation Reports First Quarter 2026 Results
businesswire.com
Vivid Seats Reports First Quarter 2026 Results
globenewswire.com
Cresco Labs Opens Sunnyside Aberdeen, Marking Second Ohio Dispensary Opening in a Month
businesswire.com
FTC Solar Announces First Quarter 2026 Financial Results and Leadership Transition
globenewswire.com
Broadridge Extends Proxy Voting and Disclosure Solution to Support All Models of Tokenized Securities
prnewswire.com
Headwater Gold Stakes New District-Scale Epithermal Gold Project in Nevada
thenewswire.com
IDEXX Laboratories Announces First Quarter Results
businesswire.com
Thomson Reuters Reports First-Quarter 2026 Results
prnewswire.com
Enpro Reports First Quarter 2026 Results; Raises Full-Year Guidance
businesswire.com
Trane Technologies to Present at the Wolfe Research Global Transportation & Industrials Conference
businesswire.com
About
in today's banking environment with constant mergers, name changes, and the revolving door of new people you've never seen, it's easy to feel alienated and unimportant. at coastal community bank, we firmly believe that banking is about relationships -- relationships built on trust. our bankers live within the communities they serve, which means they care about you and your needs because they are your neighbors. our bankers are seasoned, local professionals who know the landscape, the players, and what it takes to do business in north puget sound. we don't just provide banking services -- we are trusted advisers, providing information and knowledge to help you succeed. that's what we call the coastal difference.
Sector
Industry
Monetary Authorities-Central Bank
CEO
Eric Sprink
Website
Tarah HergerExecutive Vice President & CCBX Division Manager
Russell A. KeithleyExecutive Vice President & Chief Banking Officer
Erika HeerExecutive Vice President & Chief Human Resources Officer
Peers— Financial Services(7 companies)
Screen sector →| Symbol | Price | Day % | Mkt Cap↓ | P/E | Rev Grw | Margin | ELO |
|---|---|---|---|---|---|---|---|
CCB◀ | $73.64 | -3.61% | $1.1B | 22.6 | +1467.4% | 710.7% | 1500 |
| $307.65 | -1.54% | $829.7B | 14.6 | +330.7% | 2039.3% | 1502 | |
| $326.85 | -0.36% | $626.5B | 28.1 | +1134.0% | 5014.5% | 1498 | |
| $504.74 | +1.87% | $446.8B | 28.9 | +1641.6% | 4564.7% | 1488 | |
| $52.19 | -1.97% | $374.6B | 11.9 | -45.1% | 1592.6% | 1501 | |
| $188.03 | -1.13% | $298.6B | 16.2 | +1147.7% | 1466.4% | 1516 | |
| $903.27 | -2.21% | $268.0B | 15.2 | -138.4% | 1373.0% | 1515 | |
| Sector avg | — | -1.28% | — | 19.6 | +791.1% | 2394.5% | 1503 |