CFBK
Next earnings: Aug 3, 2026 · Before open
Signal
Leaning Bearish1
Price
1
Move+0.30%Quiet session
Volume
1
Volume0.5× avgLight volume
Technical
1
RSIRSI 33Momentum negative
PRICE
Prev Close
27.13
Open
27.46
Day Range27.01 – 27.46
27.01
27.46
52W Range22.10 – 34.34
22.10
34.34
42% of range
VOLUME & SIZE
Avg Volume
37.9K
FUNDAMENTALS
P/E Ratio
9.8x
Value territory
EPS (TTM)
Div Yield
0.01%
Performance
1D
+0.30%
5D
-0.54%
1M
-5.94%
3M
-14.45%
6M
+19.67%
YTD
+9.07%
1Y
+14.10%
Best: 6M (+19.67%)Worst: 3M (-14.45%)
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
42% gross margin
Valuation
CHEAP
P/E 10x vs ~20x sector
Health
STRONG
CR 16.0 · FCF $3.26/sh
Strong Buy
Key MetricsTTM
Market Cap$175.09M
Revenue TTM$124.73M
Net Income TTM$17.80M
Free Cash Flow$20.50M
Gross Margin42.5%
Net Margin14.3%
Operating Margin17.5%
Return on Equity9.8%
Return on Assets0.8%
Debt / Equity0.65
Current Ratio16.01
EPS TTM$2.83

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
2 strong2 watch2 concern
43/100
Liquidity
16.01Strong
Leverage
0.65Strong
Coverage
0.3xConcern
ROE
9.8%Watch
ROIC
0.9%Concern
Cash
$259MWatch
ANALYST COVERAGE1 analysts
BUY
+6.6%upside to target
Buy
1100%
1 Buy (100%)0 Hold (0%)0 Sell (0%)
Full report →
Stock Health
Composite Score
2 of 5 signals bullish
3/10
Technicals
RSI RangeRSI 33 — Bearish momentum
Volume
Volume FlowDistribution — institutional selling
Fundamentals
Last EarningsMissed estimates
Analyst ConsensusBuy
LiquidityCurrent Ratio 16.01 — healthy liquidity
Upcoming Events
EEarnings ReportMay 17, 2026
Tomorrow
DEx-Dividend DateAug 14, 2026
In 90 days
PDividend PaymentAug 27, 2026
In 103 days
Technicals
Technical SetupBEARISH
Technicals →

Trend

PullbackGolden Cross · 50D leads 200D by 16.4%

-8.4% vs SMA 50 · +6.6% vs SMA 200

Momentum

RSI32.5
Momentum fading
MACD-0.88
Below zero — bearish pulse · compressing
Market Position
Price Levels
52W High
$34.34+26.2%
EMA 50
$28.55+4.9%
Current
$27.21
EMA 200
$25.61-5.9%
52W Low
$22.10-18.8%
52-Week RangeMid-range
$22.1042th %ile$34.34
Squeeze SetupVolume-based
Distribution Pressure

Distribution pattern detected. More selling days than accumulation over the past 20 sessions. Not a conducive environment for a squeeze.

20-Day Money Flow
Acc days:1
Dist days:1
Edge:Even
Volume Context
Avg Vol (50D)35K
Recent Vol (5D)
23K-34%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 1 analyst
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$50.5M
$49.9M$51.1M
$2.42
Low1
FY2024
$55.0M
$55.0M$55.0M
+8.9%$2.22-8.3%
Low1
FY2025
$61.9M
$61.9M$61.9M
+12.5%$3.18+43.2%
Low1
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryCFBK
Last 8Q
-9.0%avg beat
Beat 4 of 8 quartersMissed 4 Estimates rising
-6%
Q2'24
-52%
Q3'24
+14%
Q4'24
+11%
Q1'25
+7%
Q3'25
-57%
Q4'25
+16%
Q1'26
-5%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Insider Activity
SEC Filings →
5 Buys/1 SellNet Buying
Frauenberg James H …Dir
$5K
Dec 11
BUY
Ringwald Bradley JBank President
$24K
Dec 16
BUY
Hoeweler Robert EDir
$24K
Dec 15
BUY
Beerman Kevin JCFO
$5K
Dec 12
BUY
Ash Thomas PDir
$5K
Dec 4
BUY
O'dell Timothy TDir
$276K
Aug 20
SELL
Financials
Dividends1.25% yield
+26.1% avg annual growth
Annual Yield1.25%
Quarterly Div.$0.0900
Est. Annual / Share$0.36
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
BlackRock, Inc.
310K
2
ACADIAN ASSET MANAGEMENT LLC
124K
3
FIFTH THIRD BANCORP
115K
4
RENAISSANCE TECHNOLOGIES LLC
94K
5
DIMENSIONAL FUND ADVISORS LP
92K
6
GRAHAM CAPITAL WEALTH MANAGEMENT, LLC
81K
7
NORTHERN TRUST CORP
55K
8
De Lisle Partners LLP
41K
News & Activity

CFBK News

20 articles · 4h ago

About

founded on character cfbank has its roots in the clay-rich soil of wellsville, oh, where it was founded in 1892 as central federal savings and loan. central federal corporation is the holding company for cfbank. our principal market area for loans and deposits includes the following ohio counties: summit county through our office in fairlawn, ohio; franklin county through our office in worthington, oh; cuyahoga county through our office in woodmere, and columbiana county through our offices in calcutta and wellsville, oh.

Industry
Monetary Authorities-Central Bank
CEO
Timothy O'Dell
Matt TuoheyMarket President of Northeast Ohio Region-Greater Cleveland
Paul SouleyretteMarket President of Cincinnati Market
Marianne N. McKinneyExecutive Vice President & Chief Operating Officer of CFBank
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
CFBK
$27.21+0.30%$175M9.6+306.1%1350.3%1500
$297.81-0.70%$798.0B14.1+330.7%2039.3%1503
$325.75+1.00%$624.4B28.0+1134.0%5014.5%1500
$494.20+0.87%$436.7B28.3+1641.6%4564.7%1490
$49.77-0.16%$353.2B11.4-45.1%1592.6%1495
$192.51-1.04%$303.6B16.6+1147.7%1466.4%1526
$948.47-2.11%$279.8B15.9-138.4%1373.0%1526
Sector avg-0.26%17.7+625.2%2485.8%1506