Citizens Financial Services, Inc.CZFSNASDAQ
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Cash & Equivalents Over TimeContracting
Percentile Rank71
3Y CAGR+2.0%
5Y CAGR-16.1%
Studio
Year-over-Year Change

Cash on hand plus short-term liquid investments

3Y CAGR
+2.0%/yr
vs -0.0%/yr prior
5Y CAGR
-16.1%/yr
Recent acceleration
Acceleration
+2.1pp
Accelerating
Percentile
P71
Within normal range
vs 5Y Ago
0.4x
Contraction
Streak
2 yr
Consecutive declineContracting
PeriodValueYoY Change
2025$34.29M-25.5%
2024$46.02M-19.1%
2023$56.89M+76.3%
2022$32.27M-81.3%
2021$172.83M+109.6%
2020$82.47M+151.6%
2019$32.78M+1.5%
2018$32.30M+12.1%
2017$28.80M+16.6%
2016$24.71M-