CZFS
ANALYST COVERAGE2 analysts
BUY
Buy
2100%
2 Buy (100%)0 Hold (0%)0 Sell (0%)
Full report →
PRICE
Prev Close
62.57
Open
61.93
Day Range61.93 – 63.80
61.93
63.80
52W Range49.99 – 69.58
49.99
69.58
67% of range
VOLUME & SIZE
Avg Volume
8.2K
FUNDAMENTALS
P/E Ratio
7.7x
Value territory
EPS (TTM)
Div Yield
0.01%
TECHNICAL
RSI (14)
49
Bearish momentum
Upcoming Events
EEarnings Report
Tomorrow
May 19
DEx-Dividend
In 88 days
Aug 14
PDividend Pay
In 105 days
Aug 31
Key MetricsTTM
Market Cap$303.24M
Revenue TTM$174.77M
Net Income TTM$39.33M
Free Cash Flow$42.40M
Gross Margin64.8%
Operating Margin27.7%
Net Margin22.5%
Return on Equity11.9%
Return on Assets1.3%
Debt / Equity0.58
Current Ratio0.00
EPS TTM$8.20

CZFS News

About

our goal is to support the growth of the communities we serve. after all, community is in our name. we have a knack for hiring the finest and brightest employees, and understand how fostering their growth builds loyalty, impacting customer service. our employees are our strongest asset. so, we accommodate families, invest in our their future, and recognize hard work. undoubtedly, quality customer service is of the utmost importance to our staff. we concentrate our attention on carefully chosen customer service initiatives; providing customers with the ability to own their own home, send their children to college, and retire in a lifestyle to which they are accustomed. as the number one mortgage lender in the northern tier of pennsylvania, we do what no one else can for our customers! our extensive experience allows us to overcome obstacles that stand in the way of customer satisfaction. in fact, customer surveys consistently show 99% of customers would recommend us to their family and

Industry
Monetary Authorities-Central Bank
CEO
Randall Black
Marina SmalanaskasSenior Vice President & Southcentral Market Executive
Jeffrey CarrSenior Vice President & Chief Retail Banking Officer of First Citizens Community Bank
Jeffrey L. WilsonExecutive Vice President & Chief Lending Officer of First Citizens Community Bank
Jeffrey R. WhiteChief Operating Officer
Randall E. BlackVice Chairman, President & Chief Executive Officer
Stephen J. GuillaumeExecutive Vice President & Chief Financial Officer
Cynthia T. PazzagliaSenior Vice President of Human Resources
Kathleen Campbell CFMPSenior Vice President, CFMP & Director of Marketing of First Citizens National Bank
Gina Marie BoorCorporate Secretary