Citizens Financial Services, Inc.CZFSNASDAQ
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Net Margin Over TimeStable
Percentile Rank14
3Y CAGR-12.3%
5Y CAGR-7.2%
Studio
Year-over-Year Change

Net income as a percentage of revenue

3Y CAGR
-12.3%/yr
vs +2.8%/yr prior
5Y CAGR
-7.2%/yr
Recent deceleration
Acceleration
-15.0pp
Decelerating
Percentile
P14
Within normal range
vs 5Y Ago
0.7x
Contraction
Streak
2 yr
Consecutive growthStable
PeriodValueYoY Change
TTM21.09%+27.8%
202416.50%+28.5%
202312.84%-58.9%
202231.22%-8.3%
202134.05%+10.8%
202030.72%+10.9%
201927.70%-0.9%
201827.96%+21.8%
201722.95%-7.6%
201624.83%-