Citizens Financial Services, Inc.CZFSNASDAQ
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PB Ratio: Discounted ValuationCompressed
Percentile Rank0
3Y CAGR-18.7%
5Y CAGR-5.7%
Year-over-Year Change
Price-to-book ratio
3Y CAGR
-18.7%/yr
vs +2.1%/yr prior
5Y CAGR
-5.7%/yr
Recent deceleration
Acceleration
-20.8pp
Decelerating
Percentile
P0
Near historical low
vs 5Y Ago
0.7x
Contraction
Streak
3 yr
Consecutive declineCompressed
| Period | Value | YoY Change |
|---|---|---|
| 2025 | 0.81 | -18.5% |
| 2024 | 0.99 | -1.1% |
| 2023 | 1.00 | -33.3% |
| 2022 | 1.51 | +35.0% |
| 2021 | 1.12 | +2.7% |
| 2020 | 1.09 | -21.6% |
| 2019 | 1.39 | +0.0% |
| 2018 | 1.38 | -17.7% |
| 2017 | 1.68 | +18.3% |
| 2016 | 1.42 | - |