FFIN
Next earnings: Jul 16, 2026
Signal
Bullish Setup2
Price
1
Move+1.35%Positive session
Volume
1
Volume0.7× avgNormal activity
Technical
1
RSIRSI 56Momentum positive
PRICE
Prev Close
31.79
Open
31.83
Day Range31.78 – 32.31
31.78
32.31
52W Range28.12 – 38.74
28.12
38.74
39% of range
VOLUME & SIZE
Avg Volume
652.8K
FUNDAMENTALS
P/E Ratio
17.5x
EPS (TTM)
Div Yield
0.02%
Beta
0.68
Low vol
Performance
1D
+1.35%
5D
+1.54%
1M
+6.02%
3M
-5.84%
6M
+3.20%
YTD
+7.87%
1Y
-6.39%
Best: YTD (+7.87%)Worst: 1Y (-6.39%)
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +12% YoY · 73% gross margin
Valuation
FAIR
P/E 18x vs ~20x sector
Health
STRONG
CR 3.9 · FCF $2.16/sh
Strong Buy
Key MetricsTTM
Market Cap$4.61B
Revenue TTM$847.17M
Net Income TTM$263.78M
Free Cash Flow$309.87M
Gross Margin72.7%
Net Margin31.1%
Operating Margin38.0%
Return on Equity14.2%
Return on Assets1.7%
Debt / Equity0.05
Current Ratio3.90
EPS TTM$1.84

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
2 strong1 watch3 concern
48/100
Liquidity
3.90Strong
Leverage
0.05Strong
Coverage
1.6xConcern
ROE
14.2%Watch
ROIC
1.7%Concern
Cash
$1.1BConcern
ANALYST COVERAGE15 analysts
HOLD
+21.0%upside to target
L $39.00
Med $39.00consensus
H $40.00
Hold
1173%
Sell
427%
0 Buy (0%)11 Hold (73%)4 Sell (27%)
Full report →
Stock Health
Composite Score
4 of 5 signals bullish
9/10
Technicals
RSI RangeRSI 56 — Bullish momentum
Volume
Volume FlowAccumulation — institutional buying
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusHold
~
LiquidityCurrent Ratio 3.90 — healthy liquidity
Upcoming Events
EEarnings Report · Before OpenMay 7, 2026
Tomorrow
DEx-Dividend DateAug 4, 2026
In 90 days
PDividend PaymentSep 1, 2026
In 118 days
Technicals
Technical SetupBULLISH
Technicals →

Trend

RallyDeath Cross · 50D trails 200D by 5.5%

+4.4% vs SMA 50 · -1.3% vs SMA 200

Momentum

RSI56.0
Positive momentum, not extended
MACD+0.45
Above zero — bullish momentum · compressing
Market Position
Price Levels
52W High
$38.74+20.2%
EMA 200
$32.74+1.6%
Current
$32.22
EMA 50
$31.44-2.4%
52W Low
$28.12-12.7%
52-Week RangeMid-range
$28.1239th %ile$38.74
Squeeze SetupVolume-based
Elevated Squeeze Setup

Strong accumulation on above-average volume. Buyers are absorbing supply aggressively — any positive catalyst could trigger a rapid covering move.

20-Day Money Flow
Acc days:6
Dist days:3
Edge:+3 acc
Volume Context
Avg Vol (50D)550K
Recent Vol (5D)
743K+35%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 3 analysts
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$496.9M
$492.0M$501.8M
$1.41
±1%
Low1
FY2024
$556.0M
$550.6M$561.5M
+11.9%$1.53+8.2%
±1%
Moderate3
FY2025
$639.7M
$633.5M$646.0M
+15.0%$1.77+15.7%
±1%
Moderate3
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryFFIN
Last 8Q
+1.5%avg beat
Beat 6 of 8 quartersMissed 1 Estimates rising
+3%
Q3'24
Q4'24
+7%
Q1'25
+1%
Q2'25
+4%
Q3'25
-16%
Q4'25
+6%
Q1'26
+6%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
No recent activity
Hovde GroupOutperform
Oct 27
UPGRADE
Insider Activity
SEC Filings →
6 Buys/0 SellsNet Buying
Edwards Murray Hami…Dir
$29K
Mar 13
BUY
Haney GeoffDir
$44K
Mar 12
BUY
Trotter JohnnyDir
$29K
Mar 12
BUY
Hickox Michelle SEVP/CFO
$30K
Mar 9
BUY
Hickox Michelle SEVP/CFO
$30K
Mar 9
BUY
Goodrich Brian D.EVP - General …
$50K
Mar 6
BUY
Financials
Dividends2.36% yield
+12.2% avg annual growth
Annual Yield2.36%
Quarterly Div.$0.2200
Est. Annual / Share$0.88
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
Bank of New York Mellon Corp
1.2M
2
ProShare Advisors LLC
780K
3
Nuveen, LLC
765K
4
UBS Group AG
655K
5
COMMONWEALTH EQUITY SERVICES, LLC
378K
6
PRINCIPAL FINANCIAL GROUP INC
297K
7
ENVESTNET ASSET MANAGEMENT INC
229K
8
Phocas Financial Corp.
196K
News & Activity

FFIN News

20 articles · 4h ago

About

first financial bankshares, inc. is recognized as one of the nation’s most financially secure banking institutions, with assets of $6.47 billion, multiple regional banks with 70 convenient banking locations, plus a trust company with nine convenient locations, all to serve customers in texas markets stretching from hereford in the panhandle to orange in southeast texas. what makes first financial bankshares unique: * 125-year history of serving the financial needs of generations of families, professionals and business owners. we have stood tall during difficult economic times, including the great depression of the 1930s, the collapse of the texas economy in the 1980s and more recent economic difficulties. *with 70 texas locations the company combines the best of “big bank” customer benefits and operating efficiencies with the local decision making and community involvement of a community bank. * an unwavering commitment to providing exceptional customer service. * sound finan

Industry
Monetary Authorities-Central Bank
CEO
F. Scott Dueser
David W. BaileyCEO & President
Bob GoodnerSenior Vice President of Compliance
Brandon HarrisSenior Vice President of Appraisal Services
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
FFIN
$32.22+1.35%$4.6B17.5+1171.3%3070.8%1500
$309.40+0.57%$834.5B14.6+330.7%2039.3%1505
$322.03-1.47%$617.3B27.7+1134.0%5014.5%1499
$497.08-1.52%$440.0B28.4+1641.6%4564.7%1489
$53.12+1.78%$377.0B12.2-45.1%1592.6%1503
$189.25+0.64%$300.4B16.3+1147.7%1466.4%1518
$918.89+1.73%$272.7B15.5-138.4%1373.0%1516
Sector avg+0.44%18.9+748.8%2731.6%1504