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welcome to fvcbank. opened in november 2007, our vision entails working with our shareholders, friends and neighbors to build a financial services organization that will focus on the northern virginia business community, its owners and employees. we believe our bank should do more than provide traditional banking products. one key strategy is focusing on helping people achieve their financial dreams, whether that's creating a fortune 500 company, planning for college educations, retirement or whatever that dream may be. by attracting top notch experienced bankers and combining their skills with state of the art technology, we will offer our customers high touch banking and products that will successfully compete with any other bank. in addition, by banking with us, your company will have an opportunity to become part of our e-directory. the first virginia community bank e-directory and marketing through our e-newsletter provides our customers an added marketing tool as part of their ba