The Hartford Insurance Group, Inc. (NYSE:HIG ) Q3 2025 Earnings Call October 28, 2025 9:00 AM EDT Company Participants Kate Jorens - SVP, Treasurer & Head of Investor Relations Christopher Swift - Chairman & CEO Beth Bombara - Chief Financial Officer Adin Tooker - President Melinda Thompson - Head of Personal Lines Michael Fish - Executive VP & Head of Employee Benefits Conference Call Participants Brian Meredith - UBS Investment Bank, Research Division Andrew Kligerman - TD Cowen, Research Division Charles Peters - Raymond James & Associates, Inc., Research Division Taylor Scott - Barclays Bank PLC, Research Division Elyse Greenspan - Wells Fargo Securities, LLC, Research Division Ryan Tunis - Cantor Fitzgerald & Co., Research Division Michael Zaremski - BMO Capital Markets Equity Research Robert Cox - Goldman Sachs Group, Inc., Research Division Presentation Operator Good morning, and welcome to The Hartford Insurance Group's Third Quarter 2025 Earnings Call and Webcast. [Operator Instructions] As a reminder, this conference call is being recorded.