INBK
Next earnings: Jul 22, 2026 · After close
Signal
Bullish Setup3
Price
1
Move+3.49%Strong session
Volume
1
Volume2.1× avgHeavy volume
Technical
1
RSIRSI 59Momentum positive
PRICE
Prev Close
22.92
Open
23.23
Day Range23.23 – 24.29
23.23
24.29
52W Range17.05 – 28.51
17.05
28.51
58% of range
VOLUME & SIZE
Avg Volume
55.6K
FUNDAMENTALS
P/E Ratio
-6.2x
Not profitable
EPS (TTM)
Div Yield
0.01%
Beta
0.86
Market-like
Performance
1D
+3.49%
5D
+5.94%
1M
+15.31%
3M
+3.13%
6M
+33.71%
YTD
+13.66%
1Y
+7.62%
Best: 6M (+33.71%)
Quick Read
TrendInsufficient MA data
Momentum
BEARISH
revenue -10% YoY · thin 6% gross margin
Valuation
FAIR
P/E not available
Health
WEAK
CR 0.0 (low) · FCF negative
Bearish
Key MetricsTTM
Market Cap$206.76M
Revenue TTM$308.06M
Net Income TTM-$33.60M
Free Cash Flow-$10.28M
Gross Margin5.6%
Net Margin-10.9%
Operating Margin-15.9%
Return on Equity-9.2%
Return on Assets-0.6%
Debt / Equity0.00
Current Ratio0.00
EPS TTM$-3.85

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 strong5 concern
21/100
Liquidity
0.00Concern
Leverage
0.00Strong
Coverage
-0.2xConcern
ROE
-9.2%Concern
ROIC
-3.8%Concern
Cash
$457MConcern
ANALYST COVERAGE10 analysts
HOLD
+11.7%upside to target
L $24.00
Med $26.50consensus
H $29.00
Buy
440%
Hold
660%
4 Buy (40%)6 Hold (60%)0 Sell (0%)
Full report →
Stock Health
Composite Score
3 of 5 signals bullish
8/10
Technicals
RSI RangeRSI 59 — Bullish momentum
Volume
Volume FlowAccumulation — institutional buying
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusHold
~
LiquidityCurrent Ratio 0.00 — liquidity risk
Upcoming Events
EEarnings ReportMay 4, 2026
Tomorrow
DEx-Dividend DateJul 31, 2026
In 89 days
Technicals
Technical SetupBULLISH
Technicals →

Trend

UptrendDeath Cross · 50D trails 200D by 5.2%

+12.5% vs SMA 50 · +6.6% vs SMA 200

Momentum

RSI59.5
Positive momentum, not extended
MACD-0.43
Below zero — bearish pulse · compressing
Market Position
Price Levels
52W High
$28.51+20.2%
Current
$23.72
EMA 200
$22.13-6.7%
EMA 50
$20.65-12.9%
52W Low
$17.05-28.1%
52-Week RangeMid-range
$17.0558th %ile$28.51
Squeeze SetupVolume-based
Moderate Squeeze Setup

Accumulation pattern present — more buying days than selling over the past 20 sessions. Volume conditions support gradual price improvement.

20-Day Money Flow
Acc days:6
Dist days:4
Edge:+2 acc
Volume Context
Avg Vol (50D)47K
Recent Vol (5D)
43K-9%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 3 analysts
Analyst revisions:Revenue↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$101.4M
$99.4M$103.5M
$2.13
±3%
Low2
FY2024
$134.4M
$134.2M$134.6M
+32.5%$3.01+41.3%
±3%
Moderate3
FY2025
$149.3M
$149.2M$149.3M
+11.0%-$1.97
±3%
Low2
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryINBK
Last 8Q
-28.3%avg beat
Beat 3 of 8 quartersMissed 5 Estimates falling
+9%
Q2'24
-6%
Q3'24
-5%
Q4'24
-85%
Q2'25
-94%
Q3'25
-317%
Q4'25
+8%
Q1'26
+262%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
* Negative EPS shown at reduced height
Analyst Activity
All ratings →
No recent activity
Craig-HallumBuy
Dec 18
UPGRADE
Keefe Bruyette & Wo…Market Perform
Oct 23
DOWNGRADE
Insider Activity
SEC Filings →
6 Buys/0 SellsNet Buying
Fenech Joseph A.Dir
$20K
Feb 24
BUY
Lorch Nicole S.President & COO
$36K
Nov 17
BUY
Dee Ann C.Dir
$20K
Oct 30
BUY
Keach John K JrDir
$39K
Oct 28
BUY
Becker David BDir
$93K
Oct 29
BUY
Christian Justin P.Dir
$102K
May 12
BUY
Financials
Dividends1.01% yield
3 yrs of payments
Annual Yield1.01%
Quarterly Div.$0.0600
Est. Annual / Share$0.24
FrequencyQuarterly
Q2'24
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
SAPIENT CAPITAL LLC
78K
2
Nuveen, LLC
40K
3
STRS OHIO
28K
4
HSBC HOLDINGS PLC
24K
5
DONALDSON CAPITAL MANAGEMENT, LLC
14K
6
Inscription Capital, LLC
12K
7
FIRST MERCHANTS CORP
11K
8
Sowell Financial Services LLC
11K
News & Activity

INBK News

20 articles · 4h ago

About

first internet bancorp operates as the bank holding company for first internet bank of indiana that provides commercial and retail banking products and services in the united states. the company offers savings and money market accounts, non-interest bearing and interest-bearing demand deposits, brokered deposit accounts, and certificates of deposit. it also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, residential mortgage, home equity, small installment, home improvement, term, and other consumer loans, as well as single tenant lease financing, public and healthcare finance, lines of credit, and letters of credit to individuals and commercial customers. in addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and offers municipal lending and leasing products to government entities. in addition, it provides corporate credit card and treasury management serv

Industry
Monetary Authorities-Central Bank
CEO
David Becker
David BybeeSenior vice president of government guaranteed lending.
Kenneth J. LovikExecutive Vice President & Chief Financial Officer
Nicole S. LorchPresident, Chief Operating Officer & Corporate Secretary
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
INBK
$23.72+3.49%$207M-316.6%-1089.2%1500
$312.47-0.24%$842.7B14.8+330.7%2039.3%1502
$328.03-0.55%$628.8B28.2+1134.0%5014.5%1498
$495.46-1.48%$438.6B28.4+1641.6%4564.7%1488
$53.24-0.41%$382.1B12.2-45.1%1592.6%1501
$190.18-0.22%$302.0B16.4+1147.7%1466.4%1516
$923.71-0.01%$274.1B15.5-138.4%1373.0%1515
Sector avg+0.08%19.3+536.3%2137.3%1503