Klarna Group plc (KLAR) Q1 2026 Earnings Call Transcript
Klarna Group plc (KLAR) Q1 2026 Earnings Call Transcript
seekingalpha.com
MBIN(MBIN)
MBIN
Next earnings: Jul 27, 2026
Signal
Bearish Setup2↓
PRICE
Prev Close
45.06
Open
44.95
Day Range44.19 – 45.00
44.19
45.00
52W Range28.75 – 50.26
28.75
50.26
73% of range
VOLUME & SIZE
Avg Volume
206.9K
FUNDAMENTALS
P/E Ratio
10.8x
Value territory
EPS (TTM)
—
Div Yield
0.01%
Beta
0.87
Market-like
Performance
1D
-0.04%5D
-3.66%1M
-5.18%3M↓
-5.40%6M↑
+40.94%YTD
+32.30%1Y
+37.76%Best: 6M (+40.94%)Worst: 3M (-5.40%)
Quick Read
Trend—Insufficient MA data
Momentum
BULLISH
43% gross marginValuation
CHEAP
P/E 11x vs ~20x sectorHealth
WEAK
CR 0.0 (low) · FCF negativeLean Bullish
Key MetricsTTM
Market Cap$2.04B
Revenue TTM$1.37B
Net Income TTM$228.26M
Free Cash Flow-$1.09B
Gross Margin42.6%
Net Margin16.7%
Operating Margin19.8%
Return on Equity10.1%
Return on Assets1.1%
Debt / Equity2.05
Current Ratio0.02
EPS TTM$4.97
Alpha SignalsView Intelligence →
Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.
Health Radar
1 watch5 concern
13/100Liquidity
0.02Concern
Leverage
2.05Concern
Coverage
0.4xConcern
ROE
10.1%Watch
ROIC
1.1%Concern
Cash
$16MConcern
ANALYST COVERAGE7 analysts
BUY
▲ +22.8%upside to target
L $51.00
Med $54.50consensus
H $58.00Stock Health
Composite Score
2 of 5 signals bullish
3/10
Technicals
●
✗RSI RangeRSI 43 — Bearish momentum
Volume
●
✗Volume FlowDistribution — institutional selling
Fundamentals
●
✓Last EarningsBeat estimates
●
✓Analyst ConsensusBuy
●
✗LiquidityCurrent Ratio 0.02 — liquidity risk
Upcoming Events
EEarnings ReportMay 17, 2026
Tomorrow
DEx-Dividend DateAug 14, 2026
In 90 days
PDividend PaymentSep 9, 2026
In 116 days
FinancialsFull statements →
Technicals
Technical SetupMIXED
Technicals →Trend
→ PullbackGolden Cross · 50D leads 200D by 21.0%
-0.6% vs SMA 50 · +20.3% vs SMA 200
Momentum
RSI42.5Momentum fading
MACD+0.08Above zero — bullish momentum · compressing
Market Position
Price Levels
52W High
$50.26+13.3%
EMA 50
$44.86+1.1%
Current
$44.37
EMA 200
$38.19-13.9%
52W Low
$28.75-35.2%
52-Week RangeMid-range
$28.7573th %ile$50.26
Squeeze SetupVolume-based
Distribution PressureDistribution pattern detected. More selling days than accumulation over the past 20 sessions. Not a conducive environment for a squeeze.
20-Day Money Flow
Acc days:1
Dist days:2
Edge:+1 dist
Volume Context
Avg Vol (50D)193K
Recent Vol (5D)
124K-36%
Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.
Earnings & Analysts
ANALYST ESTIMATES
Consensus of 3 analysts
Analyst revisions:EPS↓ Revised Down
Analyst consensus estimates · Actuals replace estimates as reported
| Year | Revenue Est. | Rev Gth | EPS Est. | EPS Gth | Range | Analysts |
|---|---|---|---|---|---|---|
FY2023 | $614.2M $605.1M–$624.0M | — | $6.58 | — | ±2% | Low2 |
FY2024 | $639.1M $638.7M–$639.6M | ▲ +4.0% | $5.73 | ▼ -12.9% | ±1% | Moderate3 |
FY2025 | $666.6M $661.5M–$670.2M | ▲ +4.3% | $3.48 | ▼ -39.4% | ±2% | Moderate3 |
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryMBIN
Last 8Q
+1.8%avg beat
Beat 4 of 8 quartersMissed 4↓ Estimates falling-5%
Q3'24
-18%
Q4'24
+42%
Q1'25
-26%
Q2'25
-46%
Q3'25
+23%
Q4'25
+36%
Q1'26
+8%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Insider Activity
SEC Filings →0 Buys/6 SellsNet Selling
NET SELLERS$0 bought · $1.8M sold · 30d window
Petrie Michael F.Dir
$935K
May 5
SELL
Petrie Michael F.Dir
$391K
May 6
SELL
Petrie Michael F.Dir
$500K
May 5
SELL
Petrie Michael F.Dir
$661K
Feb 26
SELL
Petrie Michael F.Dir
$8K
Feb 25
SELL
Petrie Michael F.Dir
$281K
Feb 26
SELL
Financials
Dividends0.92% yield
+12.2% avg annual growthAnnual Yield0.92%
Quarterly Div.$0.1100
Est. Annual / Share$0.44
FrequencyQuarterly
Q2'24
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Dividend per payment — last 8 periods
INSTITUTIONAL OWNERSHIP
1
Elser Financial Planning, Inc
27.0M▲2
BlackRock, Inc.
4.1M▲3
DIMENSIONAL FUND ADVISORS LP
1.8M▲4
Doma Perpetual Capital Management LLC
1.1M—5
MACQUARIE MANAGEMENT HOLDINGS, INC.
1.1M▼6
STATE STREET CORP
1.0M▲7
AMERICAN CENTURY COMPANIES INC
743K▲8
GEODE CAPITAL MANAGEMENT, LLC
725K▲News & Activity
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About
merchants bank of indiana focuses on several aspects of mortgage and agricultural lending and retail banking services from four central indiana locations. merchants has $3 billion in assets and 200+ employees. merchants bank of indiana owns pr mortgage & investments, a leading multi-family housing mortgage company in the midwest united states. merchants bank of indiana has been selected as one of the best places to work in indiana for 2016 and 2017. merchants was also recognized by snl financial (an offering of s&p; global intelligence) as one of the top performing community banks nationally with assets between $1 billion and $10 billion. merchants was listed as #25 in the nation, the highest rated indiana bank on the list. the indianapolis business journal (ibj) banking and finance edition in may 2017 listed merchants as the 12th largest indianapolis area bank. in july 2017, the ibj listed merchants bank of indiana as one of the fastest growing companies in the indianapolis area. merc
Jeffery L. ScottPresident & Executive Vice President of SBA Lending
Martin A. SchroeterPresident of Warehouse Lending
Michael J. DunlapPresident, Chief Operating Officer & Director
Peers— Financial Services(7 companies)
Screen sector →| Symbol | Price | Day % | Mkt Cap↓ | P/E | Rev Grw | Margin | ELO |
|---|---|---|---|---|---|---|---|
MBIN◀ | $44.37 | -0.04% | $2.0B | 8.9 | -565.5% | 1602.4% | 1500 |
| $297.81 | -0.70% | $798.0B | 14.1 | +330.7% | 2039.3% | 1503 | |
| $325.75 | +1.00% | $624.4B | 28.0 | +1134.0% | 5014.5% | 1500 | |
| $494.20 | +0.87% | $436.7B | 28.3 | +1641.6% | 4564.7% | 1490 | |
| $49.77 | -0.16% | $353.2B | 11.4 | -45.1% | 1592.6% | 1495 | |
| $192.51 | -1.04% | $303.6B | 16.6 | +1147.7% | 1466.4% | 1526 | |
| $948.47 | -2.11% | $279.8B | 15.9 | -138.4% | 1373.0% | 1526 | |
| Sector avg | — | -0.31% | — | 17.6 | +500.7% | 2521.8% | 1506 |