MBWM
Next earnings: Jul 21, 2026 · Before open
Signal
Mixed11
Price
1
Move+1.27%Positive session
Volume
1
Volume1.2× avgNormal activity
Technical
1
RSIRSI 42Momentum negative
PRICE
Prev Close
51.31
Open
51.54
Day Range50.79 – 52.44
50.79
52.44
52W Range42.17 – 55.77
42.17
55.77
72% of range
VOLUME & SIZE
Avg Volume
111.0K
FUNDAMENTALS
P/E Ratio
9.3x
Value territory
EPS (TTM)
Div Yield
0.04%
Beta
0.56
Low vol
Performance
1D
+1.27%
5D
+2.71%
1M
+0.97%
3M
-2.81%
6M
+18.49%
YTD
+8.02%
1Y
+19.09%
Best: 1Y (+19.09%)Worst: 3M (-2.81%)
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +4% YoY · 66% gross margin
Valuation
CHEAP
P/E 9x vs ~20x sector
Health
MODERATE
CR 0.2 (low) · FCF $2.50/sh
Strong Buy
Key MetricsTTM
Market Cap$897.58M
Revenue TTM$379.27M
Net Income TTM$91.90M
Free Cash Flow$43.09M
Gross Margin66.4%
Net Margin24.2%
Operating Margin27.8%
Return on Equity13.4%
Return on Assets1.3%
Debt / Equity0.95
Current Ratio0.22
EPS TTM$5.33

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 strong1 watch4 concern
26/100
Liquidity
0.22Concern
Leverage
0.95Strong
Coverage
0.8xConcern
ROE
13.4%Watch
ROIC
1.3%Concern
Cash
$473MConcern
ANALYST COVERAGE7 analysts
BUY
+9.7%upside to target
Buy
571%
Hold
229%
5 Buy (71%)2 Hold (29%)0 Sell (0%)
Full report →
Stock Health
Composite Score
3 of 5 signals bullish
7/10
Technicals
RSI RangeRSI 42 — Bearish momentum
Volume
Volume FlowAccumulation — institutional buying
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusBuy
LiquidityCurrent Ratio 0.22 — liquidity risk
Upcoming Events
EEarnings Report · Before OpenMay 5, 2026
Tomorrow
DEx-Dividend DateAug 2, 2026
In 90 days
Technicals
Technical SetupBEARISH
Technicals →

Trend

UptrendGolden Cross · 50D leads 200D by 8.3%

+0.2% vs SMA 50 · +8.4% vs SMA 200

Momentum

RSI42.1
Momentum fading
MACD-0.78
Below zero — bearish pulse · compressing
Market Position
Price Levels
52W High
$55.77+7.3%
Current
$51.96
EMA 50
$51.01-1.8%
EMA 200
$48.06-7.5%
52W Low
$42.17-18.8%
52-Week RangeMid-range
$42.1772th %ile$55.77
Squeeze SetupVolume-based
Moderate Squeeze Setup

Accumulation pattern present — more buying days than selling over the past 20 sessions. Volume conditions support gradual price improvement.

20-Day Money Flow
Acc days:7
Dist days:6
Edge:+1 acc
Volume Context
Avg Vol (50D)79K
Recent Vol (5D)
91K+15%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 4 analysts

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$220.2M
$218.4M$222.1M
$5.16
±1%
Low2
FY2024
$229.9M
$229.1M$230.4M
+4.4%$4.87-5.7%
±0%
Moderate4
FY2025
$242.7M
$242.4M$243.2M
+5.6%$5.40+11.0%
±1%
Moderate4
Range confidence:Tight (high)ModerateWide (low)
🔥Beat 8 consecutive quarters
Earnings HistoryMBWM
Last 8Q
+5.5%avg beat
Beat 8 of 8 quarters Estimates rising
+1%
Q3'24
+4%
Q4'24
+6%
Q1'25
+2%
Q2'25
+13%
Q3'25
+6%
Q4'25
+2%
Q1'26
+10%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
No recent activity
Piper SandlerOverweight
Mar 7
UPGRADE
Hovde GroupOutperform
Jul 28
UPGRADE
Insider Activity
SEC Filings →
3 Buys/3 SellsNeutral
Price Michael HDir
$145K
Nov 13
SELL
Price Michael HDir
$65K
Nov 13
SELL
Sanchez Nelson FDir
$44K
Oct 31
BUY
Ramaker David BDir
$70K
Aug 18
BUY
Williams Shoran RDir
$9K
Jul 29
BUY
Kaminski Robert BDir
$11K
May 2
SELL
Financials
Dividends2.93% yield
+4.7% avg annual growth
Annual Yield2.93%
Quarterly Div.$0.3900
Est. Annual / Share$1.56
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
ProShare Advisors LLC
126K
2
jvl associates llc
66K
3
John W. Rosenthal Capital Management, Inc.
45K
4
Nuveen, LLC
31K
5
Discipline Wealth Solutions, LLC
20K
6
WEDGE CAPITAL MANAGEMENT L L P/NC
16K
7
CHICAGO TRUST Co NA
16K
8
Y-Intercept (Hong Kong) Ltd
14K
News & Activity

MBWM News

20 articles · 4h ago

About

mercantile bank of michigan was founded in 1997 by directors and bankers who firmly believe that customers, employees, and the communities they live in, are best served by financial institutions with local roots. at mercantile bank, we use our local directors, our commitment to the community, and our knowledge of michigan to enable us to deliver our services in a way that truly sets us apart from our competitors. we feel our focus on the michigan business community is the best way to help build the economy, and ultimately the community.

Industry
Monetary Authorities-Central Bank
CEO
Robert Kaminski
Brett HooverExecutive Vice President & Chief Human Resource Officer
Charles E. ChristmasExecutive Vice President, Chief Financial Officer & Treasurer
Justin KarlExecutive Vice President & Senior Lending Officer of Mercantile Bank
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
MBWM
$51.96+1.27%$898M9.7+273.8%2387.1%1500
$312.47-0.24%$842.7B14.8+330.7%2039.3%1502
$328.03-0.55%$628.8B28.2+1134.0%5014.5%1498
$495.46-1.48%$438.6B28.4+1641.6%4564.7%1488
$53.24-0.41%$382.1B12.2-45.1%1592.6%1501
$190.18-0.22%$302.0B16.4+1147.7%1466.4%1516
$923.71-0.01%$274.1B15.5-138.4%1373.0%1515
Sector avg-0.23%17.9+620.6%2633.9%1503