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MSBIP
OverviewIntelligenceChart
Next earnings: Jul 23, 2026
Signal
Leaning Bullish1↑
Price
1→
Move→-0.08%Quiet session
Volume
1→
Volume↓0.0× avgLight volume
Technical
1↑
RSI↑RSI 51Momentum positive
PRICE
Prev Close
25.28
Open
25.26
Day Range—
52W Range22.03 – 25.94
22.03
25.94
83% of range
VOLUME & SIZE
Avg Volume
4.5K
FUNDAMENTALS
P/E Ratio
6.8x
Value territory
EPS (TTM)
—
Div Yield
No dividend
Quick Read
Trend—Insufficient MA data
Momentum
NEUTRAL
rev -21% · 60% gross margin
Valuation
CHEAP
P/E 7x vs ~20x sector
Health
MODERATE
CR 0.3 (low) · FCF $5.50/sh
Bullish
Key MetricsTTM
Market Cap$556.91M
Revenue TTM$449.08M
Net Income TTM$35.16M
Free Cash Flow$117.06M
Gross Margin59.7%
Net Margin7.8%
Operating Margin10.5%
Return on Equity6.2%
Return on Assets0.5%
Debt / Equity0.75
Current Ratio0.26
EPS TTM$1.65
Alpha SignalsView Intelligence →

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 strong5 concern
21/100
Liquidity
0.26Concern
Leverage
0.75Strong
Coverage
0.3xConcern
ROE
6.2%Concern
ROIC
3.2%Concern
Cash
$127MConcern
ANALYST COVERAGE3 analysts
HOLD
Hold
3100%
0 Buy (0%)3 Hold (100%)0 Sell (0%)
Full report →
Stock Health
Composite Score
2 of 4 signals bullish
6/10
Technicals
●
RSI RangeRSI 51 — Bullish momentum
✓
Fundamentals
●
Last EarningsBeat estimates
✓
●
Analyst ConsensusHold
~
●
LiquidityCurrent Ratio 0.26 — liquidity risk
✗

1 signal unavailable — limited data for this stock

Upcoming Events
EEarnings ReportMay 14, 2026
Tomorrow
DEx-Dividend DateAug 11, 2026
In 90 days
PDividend PaymentAug 19, 2026
In 98 days
Research
Fundamentals→Financials→Analysts→Earnings→Growth→Key Metrics→Technical Analysis→Intelligence→
Technicals
Technical SetupBULLISH
Technicals →

Trend

▲ UptrendGolden Cross · 50D leads 200D by 4.4%

+0.8% vs SMA 50 · +5.3% vs SMA 200

Momentum

RSI50.9
Neutral territory
MACD+5.09
Above zero — bullish momentum · expanding
Market Position
Price Levels
52W High
$25.94+2.7%
Current
$25.26
EMA 50
$24.94-1.3%
52W Low
$22.03-12.8%
EMA 200
$2.72-89.2%
52-Week RangeNear 52-week high
$22.0383th %ile$25.94
Earnings & Analysts

ANALYST ESTIMATES

Consensus of 4 analysts
Full estimates →

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$305.6M
$294.0M–$315.7M
—$3.24—
±5%
Moderate3
FY2024
$297.7M
$297.4M–$298.3M
▼ -2.6%$2.16▼ -33.4%
±2%
Moderate4
FY2025
$313.9M
$299.6M–$319.4M
▲ +5.4%-$5.88—
±2%
Moderate4
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryMSBIP
Last 8Q
-497.2%avg beat
Beat 3 of 8 quartersMissed 5↓ Estimates falling
-19%
Q1'24
-11%
Q2'24
-56%
Q3'24
+26%
Q1'25
+7%
Q3'25
-46%
Q4'25
-3900%
Q1'26
+21%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
* Negative EPS shown at reduced height
Insider Activity
SEC Filings →
5 Buys/1 SellNet Buying
NET BUYERS$249K bought · $0 sold · 30d window
Franklin TravisDir
$249K
May 5
BUY
Mooney Kyle OwenCOO
$64K
Jan 28
SELL
Jameson Jeremy Andr…EVP - Chief Cr…
$99K
Dec 3
BUY
Smith Jeffrey C.Dir
$9K
Dec 3
BUY
Bingham Richard DeanDir
$88K
Dec 3
BUY
Casey Daniel EdwardCROF
$53K
Dec 3
BUY
Financials
Dividends4.73% yield
3 yrs of payments
Annual Yield4.73%
Quarterly Div.$0.4844
Est. Annual / Share$1.94
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

News & Activity

MSBIP News

20 articles · 4h ago

About

great strength. midland states bancorp, inc. is a community-based financial holding company headquartered in effingham, illinois, and the sole shareholder of midland states bank and alpine bank. as of february 28, 2018, the company had total assets of $5.7 billion and its wealth management group had assets under administration of approximately $3.1 billion. midland provides a full range of commercial and consumer banking products and services, including equipment financing and merchant credit card services, as well as trust administration, investment management, insurance and financial planning. in addition, multi-family and healthcare facility fha financing is provided through love funding, a wholly-owned subsidiary of midland states bank. for additional information, visit www.midlandsb.com or follow midland on facebook at https://www.facebook.com/midlandstatesbank/. more heart. what really sets us apart is our ability to provide financial strength, while dedicating ourselves to each

Sector
Finance and Insurance
Industry
Monetary Authorities-Central Bank
CEO
Jeffrey Ludwig
Website
midlandsb.com ↗
Claire StackVP, Chief Accounting Officer & Interim CFO
Danny Leon StevensonExecutive Vice President of Consumer Banking and Wealth Management
Jeffrey G. LudwigPresident, Chief Executive Officer & Vice Chairman

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