NRDS
Next earnings: Aug 6, 2026 · After close
Signal
Bullish Setup3
Price
1
Move+2.51%Positive session
Volume
1
Volume2.2× avgHeavy volume
Technical
1
RSIRSI 22Oversold — bounce setup
PRICE
Prev Close
7.58
Open
7.55
Day Range7.33 – 7.89
7.33
7.89
52W Range7.33 – 16.24
7.33
16.24
5% of range
VOLUME & SIZE
Avg Volume
1.0M
FUNDAMENTALS
P/E Ratio
8.3x
Value territory
EPS (TTM)
Div Yield
No dividend
Beta
1.35
Market-like
Performance
1D
+2.51%
5D
-20.63%
1M
-25.93%
3M
-17.43%
6M
-44.42%
YTD
-42.66%
1Y
-31.42%
Best: 1D (+2.51%)Worst: 6M (-44.42%)
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +16% YoY · 93% gross margin
Valuation
CHEAP
P/E 8x vs ~20x sector
Health
STRONG
CR 2.6 · FCF $1.92/sh
Strong Buy
Key MetricsTTM
Market Cap$565.67M
Revenue TTM$849.60M
Net Income TTM$68.90M
Free Cash Flow$130.90M
Gross Margin93.0%
Net Margin8.1%
Operating Margin10.9%
Return on Equity18.3%
Return on Assets15.9%
Debt / Equity0.00
Current Ratio2.57
EPS TTM$1.01

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
6 strong
80/100
Liquidity
2.57Strong
Leverage
0.00Strong
Coverage
132.9xStrong
ROE
18.3%Strong
ROIC
19.2%Strong
Cash
$98MStrong
ANALYST COVERAGE6 analysts
BUY
+67.3%upside to target
L $12.00
Med $13.00consensus
H $15.00
Buy
467%
Hold
117%
Sell
117%
4 Buy (67%)1 Hold (17%)1 Sell (16%)
Full report →
Stock Health
Composite Score
3 of 5 signals bullish
6/10
Technicals
RSI RangeRSI 22 — Oversold, watch for bounce
~
Volume
Volume FlowDistribution — institutional selling
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusBuy
LiquidityCurrent Ratio 2.57 — healthy liquidity
Upcoming Events
EEarnings ReportMay 18, 2026
Tomorrow
DEx-Dividend DateAug 14, 2026
In 89 days
PDividend PaymentSep 10, 2026
In 116 days
Technicals
Technical SetupBEARISH
Technicals →

Trend

DowntrendDeath Cross · 50D trails 200D by 10.5%

-24.7% vs SMA 50 · -32.6% vs SMA 200

Momentum

RSI22.3
Oversold — potential bounce
MACD-0.73
Below zero — bearish pulse · compressing
Market Position
Price Levels
52W High
$16.24+109.0%
EMA 200
$11.08+42.6%
EMA 50
$10.18+31.1%
Current
$7.77
52W Low
$7.33-5.7%
52-Week RangeNear 52-week low
$7.335th %ile$16.24
Squeeze SetupVolume-based
Distribution Pressure

Heavy distribution on elevated volume — institutions appear to be exiting. Squeeze setups unlikely while selling pressure persists.

20-Day Money Flow
Acc days:1
Dist days:7
Edge:+6 dist
Volume Context
Avg Vol (50D)913K
Recent Vol (5D)
2.1M+125%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 5 analysts
Analyst revisions:EPS↓ Revised DownRevenue↓ Revised Down

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2025
$823.0M
$821.9M$824.6M
$0.63
±2%
High5
FY2026(current)
$883.8M
$876.9M$890.8M
+7.4%$0.93+48.6%
±2%
High5
FY2027
$939.9M
$908.0M$977.3M
+6.3%$1.18+26.2%
±4%
High5
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryNRDS
Last 8Q
+34.1%avg beat
Beat 5 of 8 quartersMissed 1 Estimates rising
-100%
Q3'24
+173%
Q4'24
Q1'25
+103%
Q2'25
Q3'25
+70%
Q4'25
+12%
Q1'26
+16%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
* Negative EPS shown at reduced height
Insider Activity
SEC Filings →
0 Buys/6 SellsNet Selling
Yount SamuelChief Business…
$63K
Mar 17
SELL
Yount SamuelChief Business…
$366K
Mar 17
SELL
Yount SamuelChief Business…
$63K
Mar 17
SELL
Yount SamuelChief Business…
$251K
Mar 17
SELL
Yount SamuelChief Business…
$2K
Mar 12
SELL
Yount SamuelChief Business…
$30K
Mar 12
SELL
Financials

INSTITUTIONAL OWNERSHIP

1
Topline Capital Management, LLC
5.3M
2
BlackRock, Inc.
3.1M
3
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP
1.8M
4
DIMENSIONAL FUND ADVISORS LP
1.3M
5
RENAISSANCE TECHNOLOGIES LLC
1.0M
6
Quinn Opportunity Partners LLC
989K
7
GEODE CAPITAL MANAGEMENT, LLC
919K
8
STATE STREET CORP
905K
News & Activity

NRDS News

About

nerdwallet gives consumers and small businesses clarity around all of life’s financial decisions. when it comes to credit cards, bank accounts, mortgages, insurance, loans or expenses like hospital costs and medical bills, consumers make almost all their decisions in the dark. nerdwallet is changing that, helping guide consumers' decisions with free, accessible tools, research and expert advice. headquartered in san francisco, we have more than 200 passionate “nerds” -- and $100 million in capital from ivp, rre ventures, iglobe partners and silicon valley bank -- to disrupt the personal finance industry. named one of the bay area news group’s best places to work, we offer: a world-class benefits package; flexible vacation; and amazing perks, from catered meals to a dog-friendly office and dedicated time for volunteering. we’re growing rapidly. if you’re interested in joining an amazing team made up from leaders from box, jpmorgan, linkedin, trulia, visa and zynga, please visit http

Industry
Credit Card Issuing
CEO
Tim Chen
Country
United States
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
NRDS
$7.77+2.51%$566M7.7+2167.0%582.1%1500
$297.81-0.70%$798.0B14.1+330.7%2039.3%1503
$325.75+1.00%$624.4B28.0+1134.0%5014.5%1500
$494.20+0.87%$436.7B28.3+1641.6%4564.7%1490
$49.77-0.16%$353.2B11.4-45.1%1592.6%1495
$192.51-1.04%$303.6B16.6+1147.7%1466.4%1526
$948.47-2.11%$279.8B15.9-138.4%1373.0%1526
Sector avg+0.05%17.4+891.1%2376.1%1506