with a solid record of long-term growth in loans, deposits and earnings, bank of the ozarks has earned respect as a great place to do business – and build successful relationships. we are successful because we always remain focused on strong fundamentals of banking: great customer service, prudent lending practices and sound management. this philosophy has helped us grow as a customer-friendly financial institution. expanding from our headquarters in little rock, arkansas, to more than 100 locations throughout the southeast and texas, we provide a personal touch that empowers local decision-making at all levels . what makes us unique is the personal attention we give to every customer. from checking and savings to investment planning and loans, our bankers sit down and actually listen to your needs – so you can be sure you’re walking away with the right banking solution for you. that’s how we’ve made so many customers our friends. we care, and work hard to earn your respect. sinc