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Create free account to monitor PFBCpreferred bank is one of the larger independent commercial banks in california with a niche in the chinese-american market. the bank is chartered by the state of california, and its deposits are insured by the federal deposit insurance corporation, or fdic, to the maximum extent permitted by law. we conduct our banking business from our main office in los angeles, california, and through ten full-service branch banking offices in alhambra, century city, city of industry, torrance, arcadia, irvine, diamond bar, anaheim, pico rivera and san francisco, california.