SBCF
Next earnings: Jul 23, 2026 · After close
Signal
Leaning Bullish1
Price
1
Move-0.51%Quiet session
Volume
1
Volume1.0× avgNormal activity
Technical
1
RSIRSI 55Momentum positive
PRICE
Prev Close
31.47
Open
31.27
Day Range31.12 – 31.76
31.12
31.76
52W Range23.17 – 35.55
23.17
35.55
66% of range
VOLUME & SIZE
Avg Volume
796.6K
FUNDAMENTALS
P/E Ratio
21.0x
EPS (TTM)
Div Yield
0.02%
Beta
0.70
Low vol
Performance
1D
-0.51%
5D
-2.31%
1M
+2.39%
3M
-6.37%
6M
+3.33%
YTD
-0.35%
1Y
+30.68%
Best: 1Y (+30.68%)Worst: 3M (-6.37%)
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +11% YoY · 63% gross margin
Valuation
FAIR
P/E 21x vs ~20x sector
Health
MODERATE
CR 0.5 (low) · FCF $1.85/sh
Bullish
Key MetricsTTM
Market Cap$3.06B
Revenue TTM$912.83M
Net Income TTM$145.31M
Free Cash Flow$178.89M
Gross Margin63.4%
Net Margin15.9%
Operating Margin20.4%
Return on Equity5.4%
Return on Assets0.7%
Debt / Equity0.41
Current Ratio0.53
EPS TTM$1.50

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 strong5 concern
22/100
Liquidity
0.53Concern
Leverage
0.41Strong
Coverage
0.6xConcern
ROE
5.4%Concern
ROIC
0.7%Concern
Cash
$181MConcern
ANALYST COVERAGE16 analysts
HOLD
+3.8%upside to target
Buy
744%
Hold
956%
7 Buy (44%)9 Hold (56%)0 Sell (0%)
Full report →
Stock Health
Composite Score
3 of 5 signals bullish
8/10
Technicals
RSI RangeRSI 55 — Bullish momentum
Volume
Volume FlowLean Accumulation
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusHold
~
LiquidityCurrent Ratio 0.53 — liquidity risk
Upcoming Events
EEarnings ReportMay 4, 2026
Tomorrow
DEx-Dividend DateJul 31, 2026
In 89 days
Technicals
Technical SetupBULLISH
Technicals →

Trend

UptrendGolden Cross · 50D leads 200D by 17.7%

+0.3% vs SMA 50 · +18.0% vs SMA 200

Momentum

RSI55.1
Positive momentum, not extended
MACD+0.52
Above zero — bullish momentum · expanding
Market Position
Price Levels
52W High
$35.55+13.5%
EMA 50
$31.56+0.8%
Current
$31.31
EMA 200
$26.53-15.3%
52W Low
$23.17-26.0%
52-Week RangeMid-range
$23.1766th %ile$35.55
Squeeze SetupVolume-based
Moderate Squeeze Setup

Accumulation pattern present — more buying days than selling over the past 20 sessions. Volume conditions support gradual price improvement.

20-Day Money Flow
Acc days:8
Dist days:2
Edge:+6 acc
Volume Context
Avg Vol (50D)558K
Recent Vol (5D)
566K+1%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 4 analysts
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$530.0M
$519.6M$535.4M
$1.39
±2%
Low2
FY2024
$514.6M
$510.8M$518.3M
-2.9%$1.43+2.8%
±4%
Moderate4
FY2025
$651.4M
$646.9M$656.0M
+26.6%$1.91+33.6%
±10%
Moderate4
Range confidence:Tight (high)ModerateWide (low)
Earnings HistorySBCF
Last 8Q
+11.4%avg beat
Beat 5 of 8 quartersMissed 2 Estimates rising
+6%
Q3'24
Q4'24
+60%
Q1'25
-5%
Q2'25
+24%
Q3'25
+14%
Q4'25
-14%
Q1'26
+7%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
No recent activity
Zacks Investment Re…Buy
Apr 26
UPGRADE
Insider Activity
SEC Filings →
2 Buys/4 SellsNet Selling
Hudson Dennis S IiiDir
$240K
Mar 16
SELL
Hudson Dennis S IiiDir
$251K
Mar 4
SELL
Forlenza Joseph MEVP & CRO
$416K
Feb 26
SELL
Shearouse Joseph B …Dir
$22K
Feb 23
BUY
Shearouse Joseph B …Dir
$133K
Feb 12
BUY
Bradley Jacqueline …Dir
$76K
Feb 3
SELL
Financials
Dividends2.36% yield
+3.1% avg annual growth
Annual Yield2.36%
Quarterly Div.$0.1900
Est. Annual / Share$0.76
FrequencyQuarterly
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Q2'26

Dividend per payment — last 8 periods

INSTITUTIONAL OWNERSHIP

1
DEPRINCE RACE & ZOLLO INC
2.2M
2
abrdn plc
769K
3
Nuveen, LLC
672K
4
SG Americas Securities, LLC
158K
5
PEREGRINE CAPITAL MANAGEMENT LLC
157K
6
AM INVESTMENT STRATEGIES LLC
76K
7
State of Alaska, Department of Revenue
51K
8
Louisiana State Employees Retirement System
43K
News & Activity

SBCF News

20 articles · 4h ago

About

since its original charter in 1926, seacoast bank has succeeded through a clear vision, planned strategic growth, and talented, professional employees. the operating subsidiary of seacoast banking corporation of florida and is one of the largest publicly traded commercial banks headquartered in florida. our offices stretch from palm beach county north through the treasure coast and in to orlando, and west to okeechobee and surrounding counties. headquartered in stuart, florida, seacoast bank is unrivaled among community banks and state wide regional banks alike. we combine the service-oriented advantages of a community bank with local decision making, a quality credit culture and the conveniences and sophisticated services and products of a national financial institution, delivered by highly qualified and professional employees. it's what we believe people want; local bankers who are knowledgeable about the markets they serve and are responsive to the needs of our customers. everything

Industry
Monetary Authorities-Central Bank
CEO
Dennis Hudson
Jeff SemonovichExecutive Vice President & Chief Information Officer
Amanda LopezExecutive Vice President & Chief Marketing Officer
Daniel G. ChappellChief HR Officer & Executive Vice President
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
SBCF
$31.31-0.51%$3.1B20.9+748.5%1666.1%1500
$312.47-0.24%$842.7B14.8+330.7%2039.3%1506
$328.03-0.55%$628.8B28.2+1134.0%5014.5%1500
$495.46-1.19%$438.6B28.4+1641.6%4564.7%1491
$53.24-0.41%$382.1B12.2-45.1%1592.6%1502
$190.18-0.22%$302.0B16.4+1147.7%1466.4%1518
$923.71-0.01%$274.1B15.5-138.4%1373.0%1516
Sector avg-0.45%19.5+688.4%2530.9%1505