American Express: The Subscription Moat With A Potential AI Bonus On Top
American Express is rated Buy at $316, with a 2030 price target of $508 and a projected 13.4% annual…
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SBSI(SBSI)
SBSI
Next earnings: Jul 24, 2026 · Before open
Signal
Bullish Setup2↑
PRICE
Prev Close
33.03
Open
32.92
Day Range32.92 – 34.51
32.92
34.51
52W Range26.32 – 34.53
26.32
34.53
98% of range
VOLUME & SIZE
Avg Volume
111.3K
FUNDAMENTALS
P/E Ratio
14.6x
Value territory
EPS (TTM)
—
Div Yield
0.04%
Beta
0.47
Low vol
Performance
1D
+4.00%5D
+4.69%1M
+8.94%3M
+3.78%6M↑
+22.16%YTD
+13.03%1Y
+20.40%Best: 6M (+22.16%)
Quick Read
Trend—Insufficient MA data
Momentum
BULLISH
49% gross marginValuation
FAIR
P/E 15x vs ~20x sectorHealth
MODERATE
CR 0.2 (low) · FCF $3.26/shBullish
Key MetricsTTM
Market Cap$1.02B
Revenue TTM$449.97M
Net Income TTM$70.97M
Free Cash Flow$96.93M
Gross Margin49.2%
Net Margin15.8%
Operating Margin18.8%
Return on Equity8.5%
Return on Assets0.8%
Debt / Equity1.03
Current Ratio0.16
EPS TTM$2.39
Alpha SignalsView Intelligence →
Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.
Health Radar
3 watch3 concern
28/100Liquidity
0.16Concern
Leverage
1.03Watch
Coverage
0.5xConcern
ROE
8.5%Watch
ROIC
13.9%Watch
Cash
$384MConcern
ANALYST COVERAGE8 analysts
HOLD
▲ +1.9%upside to target
Stock Health
Composite Score
3 of 5 signals bullish
8/10
Technicals
●
✓RSI RangeRSI 59 — Bullish momentum
Volume
●
✓Volume FlowLean Accumulation
Fundamentals
●
✓Last EarningsBeat estimates
●
~Analyst ConsensusHold
●
✗LiquidityCurrent Ratio 0.16 — liquidity risk
Upcoming Events
EEarnings ReportMay 4, 2026
Tomorrow
DEx-Dividend DateJul 31, 2026
In 89 days
PDividend PaymentAug 14, 2026
In 103 days
FinancialsFull statements →
Technicals
Technical SetupBULLISH
Technicals →Trend
▲ UptrendGolden Cross · 50D leads 200D by 8.5%
+16.2% vs SMA 50 · +26.1% vs SMA 200
Momentum
RSI59.3Positive momentum, not extended
MACD+0.85Above zero — bullish momentum · expanding
Market Position
Price Levels
52W High
$34.53+0.5%
Current
$34.35
EMA 50
$30.30-11.8%
EMA 200
$27.24-20.7%
52W Low
$26.32-23.4%
52-Week RangeNear 52-week high
$26.3298th %ile$34.53
Squeeze SetupVolume-based
Moderate Squeeze SetupAccumulation pattern present — more buying days than selling over the past 20 sessions. Volume conditions support gradual price improvement.
20-Day Money Flow
Acc days:7
Dist days:1
Edge:+6 acc
Volume Context
Avg Vol (50D)111K
Recent Vol (5D)
111K-1%
Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.
Earnings & Analysts
ANALYST ESTIMATES
Consensus of 3 analysts
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up
Analyst consensus estimates · Actuals replace estimates as reported
| Year | Revenue Est. | Rev Gth | EPS Est. | EPS Gth | Range | Analysts |
|---|---|---|---|---|---|---|
FY2023 | $240.5M $238.8M–$241.9M | — | $2.70 | — | ±1% | Low1 |
FY2024 | $269.9M $268.0M–$271.5M | ▲ +12.2% | $2.97 | ▲ +9.9% | ±1% | Moderate3 |
FY2025 | $271.7M $269.8M–$273.4M | ▲ +0.7% | $3.03 | ▲ +1.9% | ±1% | Moderate3 |
Range confidence:Tight (high)ModerateWide (low)
Earnings HistorySBSI
Last 8Q
+4.1%avg beat
Beat 6 of 8 quartersMissed 2↑ Estimates rising+27%
Q3'24
-7%
Q4'24
+1%
Q1'25
+6%
Q2'25
+4%
Q3'25
+11%
Q4'25
-13%
Q1'26
+3%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Insider Activity
SEC Filings →2 Buys/0 SellsNet Buying
Calhoun Kirk A.Dir
$10K
Feb 3
BUY
Buie Herbert CDir
$55K
Dec 4
BUY
Financials
Dividends4.19% yield
3 yrs of paymentsAnnual Yield4.19%
Quarterly Div.$0.3600
Est. Annual / Share$1.44
FrequencyQuarterly
Q2'24
Q3'24
Q4'24
Q1'25
Q2'25
Q3'25
Q4'25
Q1'26
Dividend per payment — last 8 periods
INSTITUTIONAL OWNERSHIP
1
ProShare Advisors LLC
207K▲2
Polaris Capital Management, LLC
63K▲3
Nuveen, LLC
62K▲4
PINNACLE ASSOCIATES LTD
41K▲5
WEDGE CAPITAL MANAGEMENT L L P/NC
28K▲6
THRIVENT FINANCIAL FOR LUTHERANS
19K▼7
Inspire Investing, LLC
17K▲8
FIFTH THIRD BANCORP
17K▲News & Activity
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About
southside bancshares, inc., the holding company for southside bank, is headquartered in tyler, texas. with approximately $4.9 billion in assets, southside is the ninth-largest bank headquartered in texas, by deposits. southside bank operates 64 banking facilities in east, north and central texas. the bank also operates a network of over 70 local atms, and is affiliated with more than 55,000 foreign atms worldwide. established in 1960, southside bank is a community-focused financial institution that offers a full range of financial services to individuals, businesses and nonprofit organizations. these services include: consumer and commercial loans; mortgages; loans to municipalities; personal, small business and commercial deposit accounts; safe deposit boxes; business services; credit cards; atms; trust and wealth management; brokerage services; and an array of online and mobile services. member fdic equal housing lender
Sector
Industry
Monetary Authorities-Central Bank
CEO
Lee Gibson
Website
Erin ByersSenior Vice President & Loan Review Officer
Brooke MottSenior Vice President and Fair & Responsible Banking Officer
Keith DonahoePresident, Chief Executive Officer & Director
Peers— Financial Services(7 companies)
Screen sector →| Symbol | Price | Day % | Mkt Cap↓ | P/E | Rev Grw | Margin | ELO |
|---|---|---|---|---|---|---|---|
SBSI◀ | $34.35 | +4.00% | $1.0B | 14.4 | -812.1% | 1651.9% | 1500 |
| $312.47 | -0.24% | $842.7B | 14.8 | +330.7% | 2039.3% | 1502 | |
| $328.03 | -0.55% | $628.8B | 28.2 | +1134.0% | 5014.5% | 1498 | |
| $495.46 | -1.48% | $438.6B | 28.4 | +1641.6% | 4564.7% | 1488 | |
| $53.24 | -0.41% | $382.1B | 12.2 | -45.1% | 1592.6% | 1501 | |
| $190.18 | -0.22% | $302.0B | 16.4 | +1147.7% | 1466.4% | 1516 | |
| $923.71 | -0.01% | $274.1B | 15.5 | -138.4% | 1373.0% | 1515 | |
| Sector avg | — | +0.16% | — | 18.6 | +465.5% | 2528.9% | 1503 |