VersaBankVBNKNASDAQ
Loading
Trailing Twelve Months (TTM) Metrics
Per Share (TTM)
Revenue/Share$9.52
Net Income/Share$0.89
Operating CF/Share$3.19
Free CF/Share$3.16
Cash/Share$18.24
Book Value/Share$16.67
Tangible Book/Share$15.96
Equity/Share$16.67
Interest Debt/Share$9.02
CapEx/Share$0.03
Dividend/Share$0.10
Valuation
Market Cap$741.14M
Enterprise Value$267.94M
P/E Ratio26.04P/S Ratio2.44P/OCF Ratio7.28
P/FCF Ratio7.35
P/B Ratio1.39P/TB Ratio1.39
EV/Sales0.88EV/EBITDA6.01
Graham Valuation
Graham Number$18.28
Graham Net-Net$-146.19
Profitability
Earnings Yield3.84%FCF Yield13.60%ROE5.39%ROIC3.00%Return on Tangible Assets0.49%Dividend
Dividend Yield0.43%Payout Ratio11.37%Capital Allocation
CapEx/OCF0.94%
CapEx/Revenue0.31%
CapEx/Depreciation0.31
SBC/Revenue0.03%
SG&A/Revenue23.58%
R&D/Revenue0.00%
Liquidity & Solvency
Debt/Equity0.20Debt/Assets0.02Debt/Market Cap0.15
Net Debt/EBITDA-10.61
Current Ratio0.13Interest Coverage0.23xIncome Quality3.58Efficiency
Days Sales Outstanding37 days
Days Payables Outstanding0 days
Days Inventory0 days
Receivables Turnover9.88x
Payables Turnover0.00x
Inventory Turnover0.00x
Capital Structure
Tangible Assets$509.81M
Working Capital-$4.25B
Invested Capital-$4.20B
Intangibles/Assets0.39%