AmeriServ Financial, Inc.ASRVNASDAQ

Revenue (LTM)

$88M

+4.6% YoY

Net Income (LTM)

$6M

+55.8% YoY

Free Cash Flow

$3M

Revenue CAGR (5Y)

+6.9%

Marginsdeclining

FCF$0.0B

Profitable

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Revenue	64	66↑2.0%	77↑17.5%	84↑9.4%	88↑4.6%
Gross Profit	56	57↑2.6%	45↓21.4%	53↑18.1%	55↑3.8%
Operating Income	9	9↑4.9%	-4↓147.7%	4↑200.3%	7↑54.5%
Net Income	7	7↑5.3%	-3↓144.9%	4↑207.6%	6↑55.8%
EBITDA	11	11↑4.5%	-2↓120.5%	6↑380.1%	7↑4.8%
EPS Diluted	0.41	0.43↑4.9%	-0.20↓146.5%	0.21↑205.0%	0.34↑61.9%

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Cash & Equivalents	41	23↓44.1%	14↓38.9%	18↑26.5%	15↓18.1%
Total Current Assets	208	207↓0.5%	185↓10.6%	179↓3.5%	54↓69.8%
Total Assets	1,336	1,364↑2.1%	1,390↑1.9%	1,422↑2.4%	1,454↑2.2%
Total Current Liabilities	1,139	1,197↑5.1%	1,199↑0.2%	1,216↑1.4%	1,251↑2.9%
Total Liabilities	1,219	1,258↑3.2%	1,287↑2.4%	1,315↑2.2%	1,339↑1.8%
Total Equity	117	106↓8.9%	102↓3.7%	107↑4.9%	119↑11.2%
Total Debt	73	138↑90.0%	116↓16.5%	102↓12.0%	81↓20.7%
Net Debt	32	115↑263.7%	102↓12.0%	84↓17.3%	66↓21.2%

Metric	Dec 21	Dec 22	Dec 23	Dec 24	Dec 25
Operating Cash Flow	10	5↓47.6%	6↑20.7%	3↓57.3%	3↑18.6%
Capital Expenditure	-1	-2↓67.6%	-1↑33.6%	-2↓23.9%	0
Free Cash Flow	9	3↓64.0%	5↑56.8%	1↓80.1%	3↑226.5%
Stock-Based Comp	0	0↑16.3%	0↓10.0%	0↓82.2%	0
Net Change in Cash	10	-18↓289.0%	-9↑50.7%	4↑141.6%	-18↓577.2%

Values in millions except EPS · Ratios shown as percentages · Click any metric to drill down

Explore More

Filter and sort all 500 stocks

Today's biggest gainers and losers

Visual sector performance