BCAL
Next earnings: Jul 27, 2026 · Before open
Signal
Leaning Bullish1
Price
1
Move-0.21%Quiet session
Volume
1
Volume1.3× avgNormal activity
Technical
1
RSIRSI 58Momentum positive
PRICE
Prev Close
18.64
Open
18.57
Day Range18.51 – 18.77
18.51
18.77
52W Range14.07 – 20.47
14.07
20.47
71% of range
VOLUME & SIZE
Avg Volume
196.8K
FUNDAMENTALS
P/E Ratio
10.2x
Value territory
EPS (TTM)
Div Yield
No dividend
Performance
1D
+0.22%
5D
-1.95%
1M
+1.08%
3M
-1.22%
6M
-2.10%
YTD
-0.16%
1Y
+24.02%
Best: 1Y (+24.02%)Worst: 6M (-2.10%)
Quick Read
TrendInsufficient MA data
Momentum
BULLISH
revenue +9% YoY · 79% gross margin
Valuation
CHEAP
P/E 10x vs ~20x sector
Health
MODERATE
CR 0.0 (low) · FCF $1.79/sh
Strong Buy
Key MetricsTTM
Market Cap$598.27M
Revenue TTM$229.27M
Net Income TTM$60.00M
Free Cash Flow$58.36M
Gross Margin78.8%
Net Margin26.2%
Operating Margin36.4%
Return on Equity10.6%
Return on Assets1.5%
Debt / Equity0.09
Current Ratio0.00
EPS TTM$1.84

Intelligence analysis not yet available for this stock. Full AI-powered analysis may be available on the intelligence page.

Health Radar
1 strong2 watch3 concern
32/100
Liquidity
0.00Concern
Leverage
0.09Strong
Coverage
1.5xConcern
ROE
10.6%Watch
ROIC
11.3%Watch
Cash
$52MConcern
ANALYST COVERAGE3 analysts
BUY
+18.3%upside to target
Buy
267%
Hold
133%
2 Buy (67%)1 Hold (33%)0 Sell (0%)
Full report →
Stock Health
Composite Score
3 of 5 signals bullish
7/10
Technicals
RSI RangeRSI 58 — Bullish momentum
Volume
Volume FlowNeutral
~
Fundamentals
Last EarningsBeat estimates
Analyst ConsensusBuy
LiquidityCurrent Ratio 0.00 — liquidity risk
Upcoming Events
EEarnings ReportMay 17, 2026
Tomorrow
DEx-Dividend DateAug 14, 2026
In 90 days
PDividend PaymentAug 28, 2026
In 104 days
Technicals
Technical SetupBULLISH
Technicals →

Trend

UptrendGolden Cross · 50D leads 200D by 12.6%

+11.0% vs SMA 50 · +24.9% vs SMA 200

Momentum

RSI58.0
Positive momentum, not extended
MACD+0.10
Above zero — bullish momentum · expanding
Market Position
Price Levels
52W High
$20.47+10.1%
Current
$18.60
EMA 50
$16.02-13.9%
EMA 200
$14.70-21.0%
52W Low
$14.07-24.4%
52-Week RangeMid-range
$14.0771th %ile$20.47
Squeeze SetupVolume-based
No Clear Setup

Volume distribution is neutral or leaning toward distribution. No compelling squeeze setup based on current money flow data.

20-Day Money Flow
Acc days:1
Dist days:2
Edge:+1 dist
Volume Context
Avg Vol (50D)202K
Recent Vol (5D)
202K-0%

Based on volume distribution analysis. Direct short interest data (short float %, days to cover) is not available in current data sources.

Earnings & Analysts

ANALYST ESTIMATES

Consensus of 3 analysts
Analyst revisions:EPS↑ Revised UpRevenue↑ Revised Up

Analyst consensus estimates · Actuals replace estimates as reported

YearRevenue Est.Rev GthEPS Est.EPS GthRangeAnalysts
FY2023
$87.3M
$86.6M$88.5M
$0.87
±1%
Low1
FY2024
$129.5M
$128.3M$130.6M
+48.2%$0.97+10.5%
±34%
Low2
FY2025
$179.1M
$178.2M$179.6M
+38.3%$1.85+91.0%
±1%
Moderate3
Range confidence:Tight (high)ModerateWide (low)
Earnings HistoryBCAL
Last 8Q
+70.9%avg beat
Beat 6 of 8 quartersMissed 1 Estimates rising
-89%
Q3'24
+560%
Q4'24
+20%
Q1'25
+37%
Q2'25
Q3'25
+23%
Q4'25
+14%
Q1'26
+2%
Q2'26
Beat
Miss
Estimate
Deeper color = bigger beat/miss
Analyst Activity
All ratings →
No recent activity
StephensOverweight
Aug 4
UPGRADE
Insider Activity
SEC Filings →
1 Buy/4 SellsNet Selling
NET SELLERS$0 bought · $1.8M sold · 30d window
Hernandez RichardPresident
$325K
May 8
SELL
Rainer David IDir
$1.4M
May 7
SELL
Carandang JeanCFO
$143K
Mar 6
SELL
Volk David J.Dir
$503K
Feb 3
BUY
Volk David J.Dir
$44.5M
Jan 28
SELL
Financials
Dividends1.08% yield
2 yrs of payments
Annual Yield1.08%
Quarterly Div.$0.1000
Est. Annual / Share$0.40
FrequencyQuarterly
Q4'25
Q1'26

Dividend per payment — last 2 periods

INSTITUTIONAL OWNERSHIP

1
WELLINGTON MANAGEMENT GROUP LLP
2.7M
2
ALLIANCEBERNSTEIN L.P.
2.1M
3
FJ Capital Management LLC
2.1M
4
ENDEAVOUR CAPITAL ADVISORS INC
1.8M
5
BlackRock, Inc.
1.5M
6
BANC FUNDS CO LLC
831K
7
MANUFACTURERS LIFE INSURANCE COMPANY, THE
795K
8
STATE STREET CORP
770K
News & Activity

BCAL News

20 articles · 4h ago

About

No description available.

Industry
Monetary Authorities-Central Bank
David I. RainerExecutive Chairman & CEO
Christopher D. MaggioSenior Vice President & Credit Team Manager
Jeffery T. HurtikExecutive Vice President & Chief Information Officer
PeersFinancial Services(7 companies)
Screen sector →
SymbolPriceDay %Mkt CapP/ERev GrwMarginELO
BCAL
$18.60+0.22%$598M10.12706.4%1500
$297.81-0.70%$798.0B14.1+330.7%2039.3%1503
$325.75+1.00%$624.4B28.0+1134.0%5014.5%1500
$494.20+0.87%$436.7B28.3+1641.6%4564.7%1490
$49.77-0.16%$353.2B11.4-45.1%1592.6%1495
$192.51-1.04%$303.6B16.6+1147.7%1466.4%1526
$948.47-2.11%$279.8B15.9-138.4%1373.0%1526
Sector avg-0.28%17.8+678.4%2679.6%1506